Harrison County property record for 271 Ebony Ln, Biloxi, MS 39530
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,517 sqft · built 2008 |
| Lot Size | 0.115 acres (5,040 sqft) |
| Owner | Company Name on Record |
| Last Sale | $139,650 (Dec 2025) |
| Tax Bill | $1,439 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Dec 2025 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 1410G-06-044.000 |
| Primary APN | 1410G-06-044.000 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,517 sqft Adjusted Area |
| 1st Floor Area | 1,459 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 5,040 sqft (0.115 acres) |
| Lot Dimensions | 120 ft deep x 42 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 271 EBONY LN |
|---|---|
| City | BILOXI |
| State | MS |
| Zip | 39530-3221 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 42 FT E & W BY 121 FT M OR L S BY JAMES DIXON E BY COOK SUBD N BY J A COLLINS SR W BY MOORE SEC BLK 78 |
| Legal Range | 09W |
| Legal Township | 07S |
| Legal Section | 28 |
| Legal Subdivision | COOK SUBD |
| Legal Block | 78 |
| Legal Lot Number | 42 |
| Jurisdiction | HARRISON MS |
| Township / Civil Division | 1 |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 4000 |
Source: Harrison County records, as of April 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 838 ANCIENT OAKS CIR, BILOXI, MS 39532-3006 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Jul 15, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage COMMERCIAL LENDER LLC |
| Dec 29, 2025 | Deed of Trust, Mortgage · Commercial Mortgage COMMERCIAL LENDER LLC |
| Apr 15, 2024 | Warranty Deed, Transfer PLACER TITLE COMPANY, PILGER TITLE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 29, 2025 · Amount on Record |
| Deed Sale | Dec 29, 2025 · Amount on Record |
| Prior Sale | Dec 4, 2025 |
| Deed Document Number | 20258803 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HARRISON MS |
| Recording Date | Jul 15, 2026 |
| Property Address | 271 EBONY LN, BILOXI, MS 39530-3221 |
| Document Number | 0000004526 |
| Instrument Date | Jul 10, 2026 |
| Instrument | 20264526 |
| Transaction Type | Transfer |
| Record Updated | Jul 23, 2026 |
| Title Company | PILGRIM TITLE, PILGER TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 247 NIXON ST, BILOXI, MS 39530-3236 |
| Document Number | 0000004528, |
|---|---|
| Date | Jul 15, 2026 |
| Instrument | 20264528 |
| Name | COMMERCIAL LENDER LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.48% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Number | 0000015158, |
|---|---|
| Date | Jul 17, 2026 |
| Instrument | 202615158 |
| Name | COMMERCIAL LENDER LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 30 Months |
| Due | Aug 1, 2056 |
| Rate | 6.48% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 271 EBONY LN, BILOXI, MS 39530-3221 |
| Transaction Type | Mortgage |
| Record Updated | Jan 8, 2026 |
| Title Company | PLACER TITLE COMPANY, PILGER TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 247 NIXON ST, BILOXI, MS 39530-3236 |
| Document Number | 20250008804TJ2 |
|---|---|
| Date | Dec 29, 2025 |
| Instrument | 2025-0008804-T-J2 |
| Name | COMMERCIAL LENDER LLC |
|---|---|
| Type | Mortgage Company |
| Address | VERNON ROCKVILLE, CT 06066 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 7 Months |
| Due | Jul 1, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRISON MS |
| Recording Date | Apr 15, 2024 |
| Property Address | 271 EBONY LN, BILOXI, MS 39530-3221 |
| Document Number | 20240002123DJ2 |
| Instrument Date | Apr 9, 2024 |
| Instrument | 2024-0002123-D-J2 |
| Transaction Type | Transfer |
| Record Updated | Nov 6, 2025 |
| Title Company | PLACER TITLE COMPANY, PILGER TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1601 BARONNE ST, NEW ORLEANS, LA 70113-1303 |
| Name | Verified Name |
|---|---|
| Address | 1305 DIXIE AVE, GULFPORT, MS 39501-2314 |
Source: Harrison County assessment roll, as of November 6, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Harrison County |
| Municipality | Biloxi City |
| Unified School District | Biloxi Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,439.00 (+5.42%) | $12,878 (+4.44%) | $85,854 (+4.44%) Land $6,665 Building $79,189 |
| 2024 | $1,365.00 (+0.89%) | ||
| 2023 | $1,353.00 | $12,331 | $82,204 Land $6,665 Building $75,539 |
| 2022 | $1,353.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 17.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 46 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 46 in force |
| Nearby Flood Claims | 2 (2005) |
| Most Recent Claim | Aug 2005 · Hurricane Katrina |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.7% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BILOXI-NORTH serves 9,858 people · EPA ID MS0240084 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Also Mapped Here | CITY OF BILOXI |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 464 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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