271 E Cope Creek Rd, Sylva, NC 28779 Property Records

Jackson County property record for 271 E Cope Creek Rd, Sylva, NC 28779

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,352 sqft · built 1972
Lot Size	1.75 acres (76,230 sqft)
Owner	Individual Name on File
Last Sale	$380,000 (Nov 2023)
Tax Bill	$674 (2023)
Deeds & Mortgages	Feb 2026 Mortgage Nov 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7651-28-8344`

Property Details

APN / Parcel Number

Primary APN	`7651-28-8344`
Alternative APN	`174353`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,352 sqft Heated Area
1st Floor Area	1,176 sqft
Basement Area	1,176 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	76,230 sqft (1.75 acres)
Terrain	Rolling
Porch	Open Porch
Porch Area	65 sqft
Storage Building	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	174353
Street Address	271 E COPE CREEK RD
City	SYLVA
State	NC
Zip	28779-9563
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E COPE CREEK RD
Legal Township	27
Legal Subdivision	WILLIAM E & MILDRED A LEWIS
Legal Tract	1
Jurisdiction	JACKSON NC
Township / Civil Division	SYLVA
Census Block Group	1
Census Block	1042
Census Tract	950400

Owner

Source: Jackson County records · APN 7651-28-8344

Assessment roll updated January 1, 2023 · Last verified December 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	271 E COPE CREEK RD, SYLVA, NC 28779-9563
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2026	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Nov 30, 2023	Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK
Apr 28, 2023	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 30, 2023 · Amount on Record
Deed Sale	Nov 30, 2023 · Amount on Record
Prior Sale	Apr 28, 2023 · Amount on Record
Deed Document Number	0023671965
Deed Book / Page	2367 / 1965
Record Updated	Jun 07, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	271 E COPE CREEK RD, SYLVA, NC 28779-9563
Transaction Type	Mortgage
Record Updated	Mar 02, 2026
Title Company	EQUITY NATIONAL TITLE LLC, EQUITY NATL TTL & CLOSING SV

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	271 E COPE CREEK RD, SYLVA, NC 28779-9563

Mortgage

Document Number	0024141232
Date	Feb 19, 2026
Book Page	2414/1232

Lender

Name	TRUIST BANK
Type	Bank
Address	1001 SEMMES AVE, RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2056

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Nov 30, 2023
Property Address	271 E COPE CREEK RD, SYLVA, NC 28779-9563
Document Number	0023671965
Book / Page	2367 / 1965
Map Reference	CAB 11 SL 9
Instrument Date	Nov 27, 2023
Transaction Type	Transfer
Record Updated	Dec 15, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$760.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4 CAROLINA DR, WHITTIER, NC 28789

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	271 E COPE CREEK RD, SYLVA, NC 28779-9563

Mortgage

Document Number	0023671970
Date	Nov 30, 2023
Instrument	2367/1970

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2053

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Apr 28, 2023
Property Address	271 E COPE CREEK RD, SYLVA, NC 28779-9563
Document Number	0023550258
Book / Page	2355 / 258
Map Reference	CAB 11 SL 9
Instrument Date	Apr 28, 2023
Transaction Type	Transfer
Record Updated	May 15, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$470.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 52, WHITTIER, NC 28789-0052

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 CAROLINA DR, WHITTIER, NC 28789

Mortgage

Document Number	0023550262
Date	Apr 28, 2023
Book Page	2355/262

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2053

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated January 1, 2023 · Last verified December 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value
2023	$674.00	$177,390 Land $53,470 Building $123,920

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 16, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	7 (2015–2025)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Jun 2025 · other causes
Claims by Event	Tropical Storm Helene, Sep 2024 · 3 claims

Wildfire

Wildfire Risk	Moderate above 45% of the US · above 66% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

May also be available: Optimum Communications.

Based on FCC filings for 32 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Cope Creek Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures