271 Center St, Elgin, IL 60120 Property Records

Kane County property record for 271 Center St, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,462 sqft · built 1875
Lot Size	0.121 acres (5,280 sqft)
Owner	2 Individual Names on Record
Last Sale	$179,000 (Aug 2020)
Tax Bill	$4,733 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Aug 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-13-106-004`

Property Details

APN / Parcel Number

Primary APN	`06-13-106-004`

Interior

Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,462 sqft Living Area
Gross Area	2,309 sqft
Basement Area	847 sqft

Exterior

Year Built	Built 1875
Effective Year Built	Effective 1875
Construction Type	Frame
Lot Area	5,280 sqft (0.121 acres)
Lot Dimensions	132 ft deep x 40 ft wide

Location & Zoning

Street Address	271 CENTER ST
City	ELGIN
State	IL
Zip	60120-4163
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	P J KIMBALL JRS 3RD ADDN SOUTH 40 FT LOT 2 BLOCK 3
Legal Subdivision	P J KIMBALL JRS 3RD ADDN
Legal Block	3
Legal Lot Number	2
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1006
Census Tract	854600

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	271 CENTER ST, ELGIN, IL 60120-4163
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage CHICAGO MORTGAGE SOLUTIONS CORP
Aug 6, 2020	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Apr 4, 2017	Warranty Deed, Transfer · FHA Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 6, 2020 · Amount on Record
Deed Sale	Aug 6, 2020 · Amount on Record
Prior Sale	Apr 4, 2017 · Amount on Record
Deed Document Number	202043573
Last Transfer Date	Oct 15, 2021
Transfer Doc	0000093890
Record Updated	Sep 20, 2026

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Dec 20, 2021
Property Address	271 CENTER ST, ELGIN, IL 60120-4163
Document Number	0000093890
Instrument Date	Oct 15, 2021
Instrument	2021K093890
Transaction Type	Transfer
Record Updated	Dec 29, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	271 CENTER ST, ELGIN, IL 60120-4163

Mortgage

Document Number	0000093891
Date	Dec 20, 2021
Instrument	2021K093891

Lender

Name	CHICAGO MORTGAGE SOLUTIONS CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.61%

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Aug 6, 2020
Property Address	271 CENTER ST, ELGIN, IL 60120-4163
Document Number	0000043573
Instrument Date	Jul 1, 2020
Instrument	2020K043573
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$179.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	271 CENTER ST, ELGIN, IL 60120-4163

Mortgage

Document Number	0000043574
Date	Aug 6, 2020
Instrument	2020K043574

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Apr 4, 2017
Property Address	271 CENTER ST, ELGIN, IL 60120-4163
Document Number	0000016777
Instrument Date	Mar 21, 2017
Instrument	2017K016777
Transaction Type	Transfer
Record Updated	Jul 27, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$139.00
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	271 CENTER ST, ELGIN, IL 60120-4163

Mortgage

Document Number	0000016778
Date	Apr 4, 2017
Instrument	2017K016778

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2047

Interest

Rate Type	Fixed Rate
Rate	4.75%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,733.00 (+17.71%) Homeowner's exemption
2024		$64,517 (+21.39%) Land $8,101 Building $56,416	$193,628 (+21.44%) Land $24,313 Building $169,316
2022	$4,021.00 (+4.9%) Homeowner's exemption	$53,148 (+6.96%) Land $6,674 Building $46,474	$159,444 (+6.96%) Land $20,022 Building $139,422
2021	$3,833.00 Homeowner's exemption	$49,690 Land $6,240 Building $43,450	$149,070 Land $18,720 Building $130,350

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Fox Valley Internet, T-Mobile, Verizon.

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