271 Camp Charren Rd, Troy, MO 63379 Property Records

Lincoln County property record for 271 Camp Charren Rd, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,024 sqft · built 2019
Lot Size	4.5 acres (196,020 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,410 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-40-19-000-000-007.004`

Property Details

APN / Parcel Number

Primary APN	`19-40-19-000-000-007.004`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,024 sqft Living Area
Basement Area	2,024 sqft
Unfinished Basement	2,024 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	196,020 sqft (4.5 acres)
Garage Area	650 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	271 CAMP CHARREN RD
City	TROY
State	MO
Zip	63379-3710
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4.50 AC TRACT OF LAND IN N1/2 OF SE1/4 SEC 19, TRACT B2 OF SURVEY 3/458
Legal Range	01W
Legal Township	48N
Legal Section	19
Jurisdiction	LINCOLN MO
Township / Civil Division	CLARK
Census Block Group	2
Census Block	2024
Census Tract	810203

Owner

271 Camp Charren Rd is owned and occupied by two individuals.

Source: Lincoln County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	271 CAMP CHARREN RD, TROY, MO 63379-3710
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2023	Warranty Deed, Transfer · VA Mortgage M SQUARED FINANCIAL LLC
Oct 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF OLD MONROE
Oct 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage DAS ACQUISITION

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Mar 31, 2023
Property Address	271 CAMP CHARREN RD, TROY, MO 63379-3710
Document Number	002489/161
Book / Page	2489 / 161
Instrument Date	Mar 30, 2023
Instrument	2023002337
Transaction Type	Transfer
Record Updated	May 26, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	271 CAMP CHARREN RD, TROY, MO 63379-3710

Mortgage

Document Number	2023002338
Date	Mar 31, 2023
Instrument	2023002338

Lender

Name	M SQUARED FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	271 CAMP CHARREN RD, TROY, MO 63379-3710
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2439/0858
Date	Oct 29, 2019
Book Page	2439/0858
Instrument	2019009755

Lender

Name	BANK OF OLD MONROE
Type	Bank
Address	OLD MONROE, MO 63369

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	271 CAMP CHARREN RD, TROY, MO 63379-3710
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2453/280
Date	Oct 5, 2020
Book Page	2453/280
Instrument	2020011345

Lender

Name	DAS ACQUISITION
Type	Mortgage Company
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 271 Camp Charren Rd was $3,410.

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$55,862 (-) Land $2,989 Building $52,873
2025	$3,410.00	$55,862 Land $2,989 Building $52,873	$294,010 Land $15,730 Building $278,280
2023	$2,963.00 (+7.59%)	$47,884 Land $2,837 Building $45,047	$252,020 Land $14,930 Building $237,090
2022	$2,754.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 271 Camp Charren Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 271 Camp Charren Rd is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Brightspeed DSL	10 / 1

May also be available: Gateway Fiber, Verizon.

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