271 Berlekamp Dr, Saint Charles, MO 63303 Property Records

St. Charles County property record for 271 Berlekamp Dr, Saint Charles, MO 63303

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,092 sqft · built 1983
Lot Size	0.6 acres (2,635 sqft)
Owner	2 Individual Names on Record
Last Sale	$225,000 (Jan 2019)
Tax Bill	$5,270 (2025)
Deeds & Mortgages	Aug 2018 Line of Credit Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`166550A005`

Property Details

APN / Parcel Number

Primary APN	`166550A005`
Alternative APN	`6-0013-5544-00-0053.0000000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,092 sqft Living Area
Gross Area	4,104 sqft
1st Floor Area	1,366 sqft
Basement Area	1,350 sqft
Finished Basement	800 sqft
Unfinished Basement	550 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,635 sqft (0.6 acres)
Lot Dimensions	31 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	96 sqft
Patio Area	1,104 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	166550A005
Street Address	271 BERLEKAMP DR
City	SAINT CHARLES
State	MO
Zip	63303-5004
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	BOGEY HILLS EST #1 ADDN LOT 53
Legal Subdivision	BOGEY HILLS EST #1 ADDN
Legal Lot Number	53
Jurisdiction	ST CHARLES MO
Township / Civil Division	ZUMBEHL
Census Block Group	3
Census Block	3007
Census Tract	310902

Owner

Source: St. Charles County records, as of August 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	271 BERLEKAMP DR, SAINT CHARLES, MO 63303-5004
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2018	Deed of Trust, Mortgage · Line of Credit COMMERCE BANK
Jun 30, 2020	Deed of Trust, Mortgage PROVIDENT FNDG
Jan 14, 2019	Warranty Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 14, 2019 · Amount on Record
Deed Sale	Jan 14, 2019 · Amount on Record
Prior Sale	Jan 8, 1997 · Amount on Record
Deed Document Number	201919990
Deed Book / Page	7025 / 580
Prior Transfer Date	Mar 9, 2018
Prior Transfer Doc	0068932042
Record Updated	Jun 8, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	271 BERLEKAMP DR, SAINT CHARLES, MO 63303-5004
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0069601618
Date	Aug 9, 2018
Book Page	6960/1618
Instrument	20180809000453900

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	271 BERLEKAMP DR, SAINT CHARLES, MO 63303-5004
Document Number	0000094515
Instrument Date	Jun 30, 2020
Transaction Type	Mortgage
Record Updated	Mar 2, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	271 BERLEKAMP DR ST CHARLES MO 633035004, ST CHARLES, MO 63303-5004

Mortgage

Document Number	0000094515
Date	Dec 3, 2020
Instrument	94515

Lender

Name	PROVIDENT FNDG
Type	Funding / Finance Company
Address	BURLINGAME, CA 94010

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 2, 2050

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jan 14, 2019
Property Address	271 BERLEKAMP DR, SAINT CHARLES, MO 63303-5004
Document Number	0070250580
Book / Page	7025 / 0580
Map Reference	MB 22 PG 70
Instrument Date	Jan 11, 2019
Instrument	20190114000019990
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	290 SYCAMORE LN, 290, WINFIELD, MO 63389-3045

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	271 BERLEKAMP DR, SAINT CHARLES, MO 63303-5004

Mortgage

Document Number	20190114000020000
Date	Jan 14, 2019
Instrument	20190114000020000

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	St. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,270.00 (+3.97%)	$84,378 (+6.47%)	$444,096 (+6.47%) Land $100,000 Building $344,096
2024	$5,069.00
2023		$79,248
2022			$417,096 Land $90,000 Building $327,096

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2022 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: i3 Broadband, T-Mobile.

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