271 Belle Ridge Rd, Elgin, SC 29045 Property Records

Richland County property record for 271 Belle Ridge Rd, Elgin, SC 29045

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,190 sqft · built 2008
Lot Size0.244 acres (10,653 sqft)
Owner2 Individual Names on File
Last Sale$45,000 (Jun 2007)
Tax Bill$9,218 (2025)
Deeds & MortgagesJul 2018 Mortgage
Jul 2018 Transfer
Flood ZoneZone X (minimal risk)
APN25816-06-20

Property Details

APN / Parcel Number

Primary APN25816-06-20
Alternative APNs
  • R25816-06-20
  • 01855567

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area2,190 sqft Heated Area
Gross Area4,471 sqft
1st Floor Area1,437 sqft
Basement Area487 sqft
Unfinished Basement487 sqft
FlooringHardwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,653 sqft (0.244 acres)
Garage Area835 sqft
Parking Spaces3 Parking Spaces
PorchPatio
Porch Area659 sqft
Patio Area16 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number01855567
Street Address271 BELLE RIDGE RD
CityELGIN
StateSC
Zip29045-8242
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRU
Legal DescriptionLOT 20 70X150X70X150 #SU OLDE FIELD & GREENHILL PARISH PH 2
Legal SubdivisionOLDE FIELD @ GREENHILL PARISH
Legal PhaseI&II
Legal Lot Number20,70
JurisdictionRICHLAND SC
Township / Civil DivisionPONTIAC
Census Block Group2
Census Block2009
Census Tract11407

Owner

271 Belle Ridge Rd is owned and occupied by two individuals who acquired it in September 2024.

Source: Richland County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address271 BELLE RIDGE RD, ELGIN, SC 29045-8242
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 12, 2018Deed of Trust, Mortgage · Conventional with PMI
BRANCH BK&TR
Jul 3, 2018Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 29, 2007 · Amount on File
Deed SaleJun 29, 2007 · Amount on File
Prior SaleNov 17, 2006 · Amount on File
Deed Document Number200758650
Deed Book / Page1330 / 2304
Last Transfer DateSep 7, 2024
Transfer Doc0029543597
Record UpdatedSep 20, 2026

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHLAND SC
Property Address271 BELLE RIDGE RD, ELGIN, SC 29045-8242
Document Number2320/2668
Instrument DateJul 12, 2018
Transaction TypeMortgage
Record UpdatedJan 14, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address271 BELLE RIDGE RD ELGIN SC 290458242, ELGIN, SC 29045-8242

Mortgage

Document Number2320/2668
DateJul 18, 2018
Book Page002320/002668
Instrument51005
Lender
NameBRANCH BK&TR
TypeBank
AddressWILSON, NC 27893
Agreement
TypeConventional with PMI
AmountAmount on Record
Term180 Months
DueJul 17, 2033

July 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionRICHLAND SC
Recording DateJul 3, 2018
Property Address271 BELLE RIDGE RD, ELGIN, SC 29045-8242
Document Number2316/2055
Book / Page002316 / 002055
Instrument DateJul 3, 2018
Instrument45814
Transaction TypeTransfer
Record UpdatedJul 31, 2018
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address271 BELLE RIDGE RD ELGIN SC 290458242, ELGIN, SC 29045-8242

Tax Assessment & Valuation

The 2025 property tax bill for 271 Belle Ridge Rd was $9,218.

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyRichland County
Unified School DistrictRichland School District 2 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,218.00 Homeowner's exemption$9,532 (-96.52%)$348,200 (-) Land $32,800 Building $315,400
2024$274,100 (+2,775.58%)$348,200 (+46.12%) Land $32,800 Building $315,400
2023$2,317.00$9,532$238,300
2021$2,318.00$9,530$238,300 Land $25,200 Building $213,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 271 Belle Ridge Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 31 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies31 in force
Nearby Flood Claims1 (2015)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 271 Belle Ridge Rd is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COLUMBIA
serves 354,068 people · EPA ID SC4010001
Water SourceSurface water
Last State InspectionOct 2025
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityChlorite
resolved · Dec 2024
E. coli
resolved · Apr 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Fiber · Cable in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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