271-275 Cartwright Rd, Denver, NY 12421 Property Records

Delaware County and Roxbury Town property record for 271-275 Cartwright Rd, Denver, NY 12421

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 2,679 sqft · built 1865
Lot Size	89.7 acres (3,910,381 sqft)
Owner	Company Name on Record
Last Sale	$1,145,700 (Jan 2026)
Tax Bill	$15,263 (2026)
Deeds & Mortgages	Jun 2026 Sale Aug 2006 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`124800 202.-1-1.21`

Property Details

APN / Parcel Number

Primary APN	`124800 202.-1-1.21`
Alternative APNs	`48002020000001001210` `08000822026`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,679 sqft Living Area
1st Floor Area	1,662 sqft
2nd Floor Area	1,017 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1865
Effective Year Built	Effective 2005
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	3,910,381 sqft (89.7 acres)
Garage Type	Detached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Porch	Slab
Porch Area	1,022 sqft
Patio Area	528 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	08000822026
Street Address	271-275 CARTWRIGHT RD
City	DENVER
State	NY
Zip	12421
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	01 - NOT Z
Legal Description	GL19 DIV 2 L-6 #5153 FM 6412 AG DISTRICT 1
Legal Block	1
Legal Lot Number	1.210
Jurisdiction	DELAWARE NY
Township / Civil Division	ROXBURY
Census Block Group	2
Census Block	2067
Census Tract	971100

Owner

Source: Delaware County and Roxbury Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	894 BROADWAY, BROOKLYN, NY 11206-5937
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2026	Deed, Transfer
Aug 14, 2006	Deed of Trust, Mortgage NBT BANK NA
Jan 8, 2026	Deed, Transfer · Conventional Mortgage HOMESTEAD FUNDING CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 8, 2026 · Amount on Record
Deed Sale	Jan 8, 2026 · Amount on Record
Prior Sale	Dec 24, 2012 · Amount on Record
Deed Document Number	202699
Deed Book / Page	1840 / 108
Record Updated	Oct 29, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	DELAWARE NY
Recording Date	Jun 18, 2026
Property Address	271-275 CARTWRIGHT RD, DENVER, NY 12421
Document Number	0000003777
Book / Page	1854 / 301
Instrument Date	Jun 6, 2026
Instrument	20263777
Transaction Type	Transfer
Record Updated	Jul 15, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	894 BROADWAY, BROOKLYN, NY 11206-5937

August 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE NY
Property Address	271-275 CARTWRIGHT RD, DENVER, NY 12421
Transaction Type	Mortgage
Record Updated	Feb 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001379/0000000249
Date	Aug 14, 2006
Book Page	0000001379/0000000249

Lender

Name	NBT BANK NA
Type	Bank

Agreement

Amount	Amount Recorded

January 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	DELAWARE NY
Recording Date	Jan 8, 2026
Property Address	271-275 CARTWRIGHT RD, DENVER, NY 12421
Document Number	001840/108
Book / Page	1840 / 108
Instrument Date	Dec 18, 2025
Instrument	99
Transaction Type	Transfer
Record Updated	Feb 11, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	730A MACON ST, BROOKLYN, NY 11233-5549

Mortgage

Document Number	0000000100
Date	Jan 8, 2026
Instrument	100

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Tax Assessment & Valuation

Source: Delaware County and Roxbury Town assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	New York
County	Delaware County
County Subdivision	Roxbury Town
Unified School District	Roxbury Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$15,263.00 (+17.99%)
2025	$12,936.00 (-22.24%)	$1,116,400 (-) Land $413,800 Building $702,600	$1,127,677 (+1.01%) Land $417,980 Building $709,697
2024	$16,635.00 (+145.83%) Additional exemption filed	$1,116,400 (+38.51%) Land $413,800 Building $702,600	$1,116,400 (-5.81%) Land $413,800 Building $702,600
2023		$806,000 (-) Land $297,900 Building $508,100	$1,185,300 (+19.11%) Land $438,090 Building $747,210
2022		$806,000 Land $297,900 Building $508,100	$995,100 Land $367,792 Building $627,308
2021	$6,767.00 (-52.67%)
2020	$14,296.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	8 (1980–2011)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MTC Cable Fiber	1,000 / 1,000

Cell Coverage

No cell data coverage reported

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