27090 Ford Ave, Flat Rock, MI 48134 Property Records

Wayne County property record for 27090 Ford Ave, Flat Rock, MI 48134

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,657 sqft · built 1960
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$175,000 (Jun 2023)
Tax Bill	$6,435 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Jun 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`58 092 02 0105 000`

Property Details

APN / Parcel Number

Primary APN	`58 092 02 0105 000`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,657 sqft Living Area
1st Floor Area	1,151 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Bi-Level
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Garage Area	646 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	27090 FORD AVE
City	FLAT ROCK
State	MI
Zip	48134-1155
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	31D105 106A B1 T4S LOT 105 ALSO THE S ELY PART OF LOT 106 MEASURING 35.30 FT ON THE S WLY LOT LINE AND 68.33 FT ON THE N ELY
Legal Subdivision	HURON RIVER
Legal Lot Number	105-106
Jurisdiction	WAYNE MI
Township / Civil Division	FLAT ROCK
Census Block Group	2
Census Block	2021
Census Tract	599001

Owner

Source: Wayne County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	27090 FORD AVE, FLAT ROCK, MI 48134-1155
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jun 14, 2023	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jul 11, 2022	Warranty Deed, Transfer VANGUARD TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2023 · Amount on Record
Deed Sale	Jun 14, 2023 · Amount on Record
Prior Sale	Jul 11, 2022 · Amount on Record
Deed Document Number	2023170405
Deed Book / Page	58299 / 1454
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE MI
Property Address	27090 FORD AVE, FLAT ROCK, MI 48134-1155
Transaction Type	Mortgage
Record Updated	May 5, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27090 FORD AVE, FLAT ROCK, MI 48134-1155

Mortgage

Document Number	0600690314
Date	Feb 17, 2026
Book Page	60069/314
Instrument	2026048947

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2041

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Jun 14, 2023
Property Address	27090 FORD AVE, FLAT ROCK, MI 48134-1155
Document Number	0582991454
Book / Page	58299 / 1454
Map Reference	LB 55 PG 31
Instrument Date	Jun 7, 2023
Instrument	2023170405
Transaction Type	Transfer
Record Updated	Jul 11, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,312.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	27090 FORD AVE, FLAT ROCK, MI 48134-1155

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27090 FORD AVE, FLAT ROCK, MI 48134-1155

Mortgage

Document Number	2023170406
Date	Jun 14, 2023
Instrument	2023170406

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Jul 11, 2022
Property Address	27090 FORD AVE, FLAT ROCK, MI 48134-1155
Document Number	0577380218
Book / Page	57738 / 218
Map Reference	LB 55 PG 31
Instrument Date	Jul 5, 2022
Instrument	2022234482
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	VANGUARD TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$1,237.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11721 SLIPPER SHELL DR, 11721, FORT MYERS, FL 33908-8275

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27090 FORD AVE, FLAT ROCK, MI 48134-1155

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Flat Rock City
Unified School District	Flat Rock Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$104,600 (-6.19%)	$209,200 (-6.19%)
2025	$6,435.00 (+68.15%) Homeowner's exemption	$111,500 (+19.38%)	$223,000 (+19.38%)
2023		$93,400 (+7.11%)	$186,800 (+7.11%)
2022	$3,827.00 (+13.97%) Homeowner's exemption	$87,200	$174,400
2019	$3,358.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 44 policies
Nearby Flood Policies	44 in force
Nearby Flood Claims	1 (2026)
Most Recent Claim	Mar 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLAT ROCK serves 10,541 people · EPA ID MI0002300
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Nov 2025
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure not recorded as resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mercury Fiber Fixed Wireless	150 / 20
AT&T DSL	100 / 20

May also be available: Spectrum, Verizon.

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