2709 Western Ave, Bedford, IN 47421 Property Records

Lawrence County property record for 2709 Western Ave, Bedford, IN 47421

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,606 sqft · built 1945
Lot Size	0.435 acres (18,960 sqft)
Owner	Individual Name on File
Last Sale	$221,000 (Mar 2026)
Tax Bill	$1,269 (2025)
Deeds & Mortgages	Oct 2012 Mortgage Apr 2012 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1100391700P50S`

Property Details

APN / Parcel Number

Primary APN	`1100391700P50S`
Alternative APNs	`47-06-22-440-002.000-010` `00550866268`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,606 sqft Living Area
1st Floor Area	1,606 sqft
Basement Area	500 sqft
Unfinished Basement	500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1970
Construction Type	Metal Frame
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	18,960 sqft (0.435 acres)
Lot Dimensions	158 ft deep x 120 ft wide
Garage Type	Mixed
Garage Area	820 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00550866268
Street Address	2709 WESTERN AVE
City	BEDFORD
State	IN
Zip	47421-5234
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S LAND LOT 50 & PTS LOTS 49 & 51 120 X 158
Legal Lot Number	50,49
Jurisdiction	LAWRENCE IN
Township / Civil Division	SHAWSWICK
Census Block Group	2
Census Block	2027
Census Tract	950800

Owner

2709 Western Ave is owned and occupied by an individual who bought it in March 2026.

Source: Lawrence County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	2709 WESTERN AVE, BEDFORD, IN 47421-5234
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2012	Deed of Trust, Mortgage BEDFORD FEDERAL SAVINGS BANK
Apr 17, 2012	Deed of Trust, Mortgage · Line of Credit BEDFORD FEDERAL SAVINGS BANK
Mar 9, 2026	Warranty Deed, Transfer · VA Mortgage NAVY FCU
Mar 9, 2026	Warranty Deed, Transfer · VA Mortgage NAVY FCU
Feb 28, 2024	Warranty Deed, Transfer · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 9, 2026 · Amount on File
Deed Sale	Mar 9, 2026 · Amount on File
Prior Sale	Feb 27, 2024 · Amount on File
Deed Document Number	202623617
Record Updated	Sep 20, 2026

October 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE IN
Property Address	2709 WESTERN AVE, BEDFORD, IN 47421-5234
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2709 WESTERN AVE, BEDFORD, IN 47421-5234

Mortgage

Document Number	00359/2079
Date	Oct 30, 2012
Book Page	359/2079
Instrument	201200006449

Lender

Name	BEDFORD FEDERAL SAVINGS BANK
Address	1030 15TH ST, BEDFORD, IN 47421

Agreement

Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2042

April 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE IN
Property Address	2709 WESTERN AVE, BEDFORD, IN 47421-5234
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2709 WESTERN AVE, BEDFORD, IN 47421-5234

Mortgage

Document Number	00353/1611
Date	Apr 17, 2012
Book Page	353/1611
Instrument	201200002112

Lender

Name	BEDFORD FEDERAL SAVINGS BANK
Type	Seller
Address	1030 15TH ST, BEDFORD, IN 47421

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	9 Months
Due	Jan 28, 2013

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE IN
Recording Date	Mar 9, 2026
Property Address	2709 WESTERN AVE, BEDFORD, IN 47421-5234
Document Number	2026001477
Instrument Date	Mar 2, 2026
Instrument	2026001477
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2709 WESTERN AVE, BEDFORD, IN 47421-5234

Mortgage

Document Number	2026001478
Date	Mar 9, 2026
Instrument	2026001478

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE IN
Recording Date	Mar 9, 2026
Property Address	2709 WESTERN AVE, BEDFORD, IN 47421-5234
Document Number	2026001477
Instrument Date	Mar 2, 2026
Instrument	2026001477
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2709 WESTERN AVE, BEDFORD, IN 47421-5234

Mortgage

Document Number	2026001478
Date	Mar 9, 2026
Instrument	2026001478

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE IN
Recording Date	Feb 28, 2024
Property Address	2709 WESTERN AVE, BEDFORD, IN 47421-5234
Document Number	2024001090
Instrument Date	Feb 23, 2024
Instrument	2024001090
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2709 WESTERN AVE, BEDFORD, IN 47421-5234

Mortgage

Document Number	2024001091
Date	Feb 28, 2024
Instrument	2024001091

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 2709 Western Ave was $1,269 with a homeowner's exemption, down 14.7% from the year before.

Source: Lawrence County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Bedford City
County	Lawrence County
County Subdivision	Shawswick Township
Unified School District	North Lawrence Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,269.00 (-14.72%) Homeowner's exemption	$156,000 Land $16,000 Building $140,000	$156,000 Land $16,000 Building $140,000
2024	$1,488.00 (+29.5%)
2023	$1,149.00 (-27.6%)	$115,000 (+7.98%) Land $15,000 Building $100,000	$115,000 (+7.98%) Land $15,000 Building $100,000
2022	$1,587.00	$106,500 Land $14,600 Building $91,900	$106,500 Land $14,600 Building $91,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2709 Western Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective December 3, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2010 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2709 Western Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEDFORD CITY UTILITIES serves 14,000 people · EPA ID IN5247001
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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