2709 Vale Ave, Kannapolis, NC 28081 Property Records

Rowan County property record for 2709 Vale Ave, Kannapolis, NC 28081

Property Summary

Property Type	Single Family Home
Details	1 ba · 768 sqft · built 1930
Lot Size	0.503 acres (21,911 sqft)
Owner	Individual Name on Record
Last Sale	$169,000 (Oct 2022)
Tax Bill	$1,732 (2026)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`155 071`

Property Details

APN / Parcel Number

Primary APN	`155 071`
Alternative APN	`549875000`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	768 sqft Living Area
1st Floor Area	768 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 2020
Exterior Material	Aluminum/Vinyl
Lot Area	21,911 sqft (0.503 acres)
Lot Dimensions	21.9 ft deep x 10 ft wide
Porch	Porch
Porch Area	80 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	2709 VALE AVE
City	KANNAPOLIS
State	NC
Zip	28081-2555
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4:SINGLE
Legal Subdivision	THE P C MELCHOR FARM
Jurisdiction	ROWAN NC
Township / Civil Division	CHINA GROVE
Census Block Group	4
Census Block	4009
Census Tract	51600

Owner

Source: Rowan County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2709 VALE AVE, KANNAPOLIS, NC 28081-2555
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2022	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Oct 19, 2021	Deed of Trust, Mortgage · FHA Mortgage SUN WEST MORTGAGE COMPANY INC
Jul 8, 2020	Warranty Deed, Transfer · FHA Mortgage SUN WEST MORTGAGE COMPANY INC
Oct 18, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 19, 2022 · Amount on Record
Deed Sale	Oct 19, 2022 · Amount on Record
Prior Sale	Jul 8, 2020 · Amount on Record
Deed Book / Page	1412 / 150
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Oct 19, 2022
Property Address	2709 VALE AVE, KANNAPOLIS, NC 28081-2555
Document Number	0014120150
Book / Page	1412 / 150
Instrument Date	Oct 19, 2022
Transaction Type	Transfer
Record Updated	Oct 31, 2022
Title Company	TRYON TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$338.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6580 WELDON CIR NW, 6580, CONCORD, NC 28027-8018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2709 VALE AVE, KANNAPOLIS, NC 28081-2555

Mortgage

Document Number	0001412151
Date	Oct 19, 2022
Instrument	1412/151

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.4%
Type Change Date	Nov 1, 2027
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	6.4%
Index	5-Year CMT
Max Rate	10.4%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	2709 VALE AVE, KANNAPOLIS, NC 28081-2555
Transaction Type	Mortgage
Record Updated	Oct 29, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013860659
Date	Oct 19, 2021
Book Page	1386/659

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	BUENA PARK, CA 90620

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Jul 8, 2020
Property Address	2709 VALE AVE, KANNAPOLIS, NC 28081-2555
Document Number	0013510855
Book / Page	1351 / 855
Instrument Date	Jun 26, 2020
Transaction Type	Transfer
Record Updated	Oct 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4619 FOX THORNE DR, 4619, CHARLOTTE, NC 28216-9699

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2709 VALE AVE, KANNAPOLIS, NC 28081-2555

Mortgage

Document Number	1351856
Date	Jul 8, 2020
Instrument	1351/856

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Oct 18, 2019
Property Address	2709 VALE AVE, KANNAPOLIS, NC 28081-2555
Document Number	0013360545
Book / Page	001336 / 000545
Instrument Date	Oct 17, 2019
Transaction Type	Transfer
Record Updated	Oct 25, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$90.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4619 FOX THOME DR CHARLOTTE NC 28216, CHARLOTTE, NC 28216

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Kannapolis City
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,732.00	$143,181 (-) Land $26,880 Building $116,301	$143,181 (-) Land $26,880 Building $116,301
2023	$1,732.00	$143,181 Land $26,880 Building $116,301	$143,181 Land $26,880 Building $116,301

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KANNAPOLIS serves 56,050 people · EPA ID NC0180065
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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