2709 Urbana Dr, Silver Spring, MD 20906 Property Records

Montgomery County property record for 2709 Urbana Dr, Silver Spring, MD 20906

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,080 sqft · built 1950
Lot Size	0.163 acres (7,082 sqft)
Owner	Individual Name on Record
Last Sale	$536,000 (Jun 2021)
Tax Bill	$4,387 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-01251396`

Property Details

APN / Parcel Number

Primary APN	`13-01251396`
Alternative APN	`01251396`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,080 sqft Living Area
1st Floor Area	720 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Multi-Level
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,082 sqft (0.163 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	72 sqft
Deck Area	120 sqft
Shed	1 Shed
Shed Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01251396
Street Address	2709 URBANA DR
City	SILVER SPRING
State	MD
Zip	20906-5030
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Description	GLENMONT VILLAGE
Legal Subdivision	GLENMONT VILLAGE
Legal Block	17
Legal Lot Number	5
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	3
Census Block	3006
Census Tract	703403

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2709 URBANA DR, SILVER SPRING, MD 20906-5030
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2021	Deed, Transfer · Conventional Mortgage SANDY SPRING BANK
Apr 24, 2020	Deed of Trust, Mortgage · Conventional with PMI LOWER
Mar 8, 2017	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2021 · Amount on Record
Deed Sale	Jun 17, 2021 · Amount on Record
Prior Sale	Mar 14, 2013 · Amount on Record
Deed Book / Page	63290 / 319
Record Updated	Sep 20, 2026

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jun 17, 2021
Property Address	2709 URBANA DR, SILVER SPRING, MD 20906-5030
Document Number	0632900319
Book / Page	63290 / 319
Map Reference	MB 35 PL 2378
Instrument Date	Jun 4, 2021
Transaction Type	Transfer
Record Updated	Jul 1, 2021
Title Company	KVS TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,700.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	2709 URBANA DR, SILVER SPRING, MD 20906-5030

Mortgage

Document Number	63290326
Date	Jun 17, 2021
Instrument	63290/326

Lender

Name	SANDY SPRING BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	2709 URBANA DR, SILVER SPRING, MD 20906-5030
Document Number	0598230394
Instrument Date	Apr 24, 2020
Transaction Type	Mortgage
Record Updated	Jul 21, 2020
Title Company	MEYMAX TITLE AGENCY LLC, MEYMAX TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2709 URBANA DR SILVER SPRING MD 209065030, SILVER SPRING, MD 20906-5030

Mortgage

Document Number	0598230394
Date	Jun 16, 2020
Book Page	059823/000394

Lender

Name	LOWER
Address	COLUMBIA, MD 21044

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 15, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.12%

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	2709 URBANA DR, SILVER SPRING, MD 20906-5030
Document Number	0540840053
Book / Page	054084 / 000053
Instrument Date	Mar 8, 2017
Transaction Type	Mortgage
Record Updated	Apr 18, 2017
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2709 URBANA DR SILVER SPRING MD 209065030, SILVER SPRING, MD 20906-5030

Mortgage

Document Number	0540840053
Date	Apr 6, 2017
Book Page	054084/000053

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$467,033 (+10.02%)	$552,100 (+30.06%) Land $160,100 Building $392,000
2025	$4,387.00 (+44.79%)	$424,500 (+29.86%) Land $160,100 Building $264,400	$424,500 (-) Land $160,100 Building $264,400
2023		$326,900	$424,500 Land $160,100 Building $264,400
2022	$3,030.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: Astound Broadband, AT&T, T-Mobile.

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