2709 SE 16th St, Ocala, FL 34471 Property Records

Marion County property record for 2709 SE 16th St, Ocala, FL 34471

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,128 sqft · built 1983
Lot Size	0.519 acres (22,651 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Apr 2021)
Tax Bill	$5,448 (2025)
Deeds & Mortgages	Apr 2021 Sale & Construction Loan Mar 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2942-003-007`

Property Details

APN / Parcel Number

Primary APN	`2942-003-007`
Alternative APN	`0685062000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,128 sqft Living Area
1st Floor Area	2,128 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 2004
Exterior Material	Wood Shingle
Foundation Type	Block
Roof Material	Asphalt
Lot Area	22,651 sqft (0.519 acres)
Lot Dimensions	154 ft deep x 147 ft wide
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	404 sqft
Deck Area	32 sqft
Patio Area	32 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	0685062000
Old Parcel Number	2942003007
Street Address	2709 SE 16TH ST
City	OCALA
State	FL
Zip	34471-4703
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SEC 22 TWP 15 RGE 22
Legal Range	22E
Legal Township	15S
Legal Section	22
Legal Subdivision	WINTER WOODS UN 02
Legal Block	C
Legal Lot Number	7
Jurisdiction	MARION FL
Township / Civil Division	OCALA
Census Block Group	3
Census Block	3044
Census Tract	2100

Owner

2709 SE 16th St is owned and occupied by an individual who bought it in April 2021.

Source: Marion County records, as of January 2, 2026

Owner of Record	Individual Name on File
Mailing Address	2709 SE 16TH ST, OCALA, FL 34471-4703
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2021	Warranty Deed, Construction Loan · Construction Mortgage EVERETT FINANCIAL INC
Mar 10, 2020	Warranty Deed, Transfer · Conventional Mortgage MAINSTREET COMMUNITY BANK OF FLORID
Jun 21, 2019	Warranty Deed, Transfer ALL AMERICAN LAND TITLE INSURANCE AGENCY, ALL AMERICAN LAND TITLE INS AG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 27, 2021 · Amount on File
Deed Sale	Apr 27, 2021 · Amount on File
Prior Sale	Mar 10, 2020 · Amount on File
Deed Document Number	2021054784
Deed Book / Page	7445 / 902
Record Updated	Jun 8, 2026

April 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MARION FL
Recording Date	Apr 27, 2021
Property Address	2709 SE 16TH ST, OCALA, FL 34471-4703
Document Number	0074450902
Book / Page	7445 / 902
Map Reference	MB R PG 4
Instrument Date	Apr 23, 2021
Instrument	2021054784
Transaction Type	Construction Loan
Record Updated	May 19, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2633 SE 28TH ST, 2633, OCALA, FL 34471-6273

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2709 SE 16TH ST, OCALA, FL 34471-4703

Mortgage

Document Number	7445904
Date	Apr 27, 2021
Instrument	7445/904

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION FL
Recording Date	Mar 10, 2020
Property Address	2709 SE 16TH ST, OCALA, FL 34471-4703
Document Number	0071500790
Book / Page	7150 / 790
Map Reference	MB R PG 4
Instrument Date	Mar 9, 2020
Instrument	2020026683
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	ALL AMER LAND TTL INS AGCY L

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,526.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4713 SE 28TH ST, 4713, OCALA, FL 34480-6391

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2709 SE 16TH ST, OCALA, FL 34471-4703

Mortgage

Document Number	0071500791
Date	Mar 10, 2020
Instrument	7150/0791

Lender

Name	MAINSTREET COMMUNITY BANK OF FLORID
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION FL
Recording Date	Jun 21, 2019
Property Address	2709 SE 16TH ST, OCALA, FL 34471-4703
Document Number	0069900017
Book / Page	006990 / 000017
Instrument Date	Jun 14, 2019
Instrument	64425
Transaction Type	Transfer
Record Updated	Jun 28, 2019
Title Company	ALL AMERICAN LAND TITLE INSURANCE AGENCY, ALL AMERICAN LAND TITLE INS AG

Transaction

Amount	Amount on Record
Tax	$1,526.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4713 SE 28TH ST OCALA FL 344806391, OCALA, FL 34480-6391

Tax Assessment & Valuation

The 2025 property tax bill for 2709 SE 16th St was $5,448.

Source: Marion County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Marion County
Municipality	Ocala City
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,448.00	$296,682 Land $70,000 Building $226,682	$296,682 Land $70,000 Building $226,682
2023	$5,108.00 (+14.12%)	$267,012 (+1%) Land $70,000 Building $197,012	$277,027 (+14.13%) Land $70,000 Building $207,027
2022	$4,476.00	$242,738 Land $50,000 Building $192,738	$242,738 Land $50,000 Building $192,738

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2709 SE 16th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 29 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	29 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2709 SE 16th St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCALA, CITY OF (2 WTPS) serves 66,449 people · EPA ID FL3420922
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wire 3 Fiber	10,000 / 10,000
CenturyLink Fiber	3,000 / 3,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Central Florida Broadband.

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