2709 Prospect St, Reading, PA 19606 Property Records

Berks County property record for 2709 Prospect St, Reading, PA 19606

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 838 sqft · built 1945
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$102,500 (Jul 2011)
Tax Bill	$1,564 (2026)
Deeds & Mortgages	Nov 2023 Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5326-05-19-5457`

Property Details

APN / Parcel Number

Primary APN	`5326-05-19-5457`
Alternative APNs	`23-5326-05-19-5457` `23013760` `013760`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	838 sqft Living Area
1st Floor Area	838 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Exterior Material	Aluminum/Vinyl
Lot Area	6,970 sqft (0.16 acres)
View / Lot	Neighborhood
Porch	Open Frame Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	23013760
Street Address	2709 PROSPECT ST
City	READING
State	PA
Zip	19606-1665
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	PARKWAY ACRES INC
Legal Block	19
Legal Lot Number	280
Jurisdiction	BERKS PA
Township / Civil Division	LOWER ALSACE
Census Block Group	3
Census Block	3020
Census Tract	12300

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2709 PROSPECT ST, READING, PA 19606-1665
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2023	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA
Oct 28, 2020	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 19, 2011 · Amount on Record
Deed Sale	Jul 19, 2011 · Amount on Record
Deed Document Number	201126640
Prior Transfer Date	Oct 6, 2005
Prior Transfer Doc	0000061076
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	2709 PROSPECT ST, READING, PA 19606-1665
Transaction Type	Mortgage
Record Updated	Dec 12, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2709 PROSPECT ST, READING, PA 19606-1665

Mortgage

Document Number	0000034163
Date	Nov 17, 2023
Instrument	2023034163

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	213 Months
Due	Aug 1, 2041

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	2709 PROSPECT ST, READING, PA 19606-1665
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2709 PROSPECT ST, READING, PA 19606-1665

Mortgage

Document Number	0000040620
Date	Oct 28, 2020
Instrument	2020040620

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	250 Months
Due	Aug 1, 2041

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
County Subdivision	Lower Alsace Township
Unified School District	Antietam School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,564.00 (+11.08%) Homeowner's exemption	$70,000 (-) Land $28,800 Building $41,200	$28,800 (-58.86%) Land $28,800
2024	$1,408.00	$70,000 Land $28,800 Building $41,200
1994			$70,000 Land $28,800 Building $41,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Aug 1978 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT PENN BORO MUNI AUTH serves 10,400 people · EPA ID PA3060082
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Service Electric Cable TV.

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