2709 Plato Pl, De Soto, MO 63020 Property Records

Jefferson County property record for 2709 Plato Pl, De Soto, MO 63020

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,232 sqft · built 2008
Lot Size	0.419 acres (18,268 sqft)
Owner	Individual Name on File
Last Sale	$168,600 (Feb 2022)
Tax Bill	$1,325 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Dec 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`232.103.02003060`

Property Details

APN / Parcel Number

Primary APN	`232.103.02003060`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,232 sqft Living Area
1st Floor Area	1,232 sqft
Basement Area	1,232 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	18,268 sqft (0.419 acres)
Lot Dimensions	102 ft deep x 120 ft wide
Deck Area	Deck Area
Patio Area	28 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2709 PLATO PL
City	DE SOTO
State	MO
Zip	63020-4623
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CT1
Legal Description	OLYMPIAN VILLAGE 5 LOT 116
Legal Range	5E
Legal Township	39N
Legal Section	03
Legal Subdivision	OLYMPIAN VILLAGE 5
Legal Block	1
Legal Lot Number	116
Jurisdiction	JEFFERSON MO
Township / Civil Division	PLATTIN
Census Block Group	1
Census Block	1022
Census Tract	701403

Owner

2709 Plato Pl is owned and occupied by an individual who bought it in February 2022.

Source: Jefferson County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	2709 PLATO PL, DE SOTO, MO 63020-4623
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2022	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Dec 8, 2020	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 22, 2022 · Amount on File
Deed Sale	Feb 22, 2022 · Amount on File
Prior Sale	Dec 8, 2020
Deed Document Number	20225903
Record Updated	Oct 29, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Feb 22, 2022
Property Address	2709 PLATO PL, DE SOTO, MO 63020-4623
Document Number	0000005903
Map Reference	MB 28 PG 16
Instrument Date	Feb 17, 2022
Instrument	2022R-005903
Transaction Type	Transfer
Record Updated	Mar 7, 2022
Title Company	CONTINENTAL, CONTINENTAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1723 MONET DR, 1723, O FALLON, MO 63368-6970

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2709 PLATO PL, DE SOTO, MO 63020-4623

Mortgage

Document Number	0000005904
Date	Feb 22, 2022
Instrument	2022R-005904

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Dec 8, 2020
Property Address	2709 PLATO PL, DE SOTO, MO 63020-4623
Document Number	0000047421
Instrument Date	Dec 8, 2020
Instrument	47421
Transaction Type	Transfer
Record Updated	Feb 9, 2021
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1723 MONET DR O FALLON MO 633686970, O FALLON, MO 63368-6970

Tax Assessment & Valuation

The 2025 property tax bill for 2709 Plato Pl was $1,325, up 8.3% from the year before.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Municipality	Olympian Village City
Unified School District	De Soto 73 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$20,900 (-) Land $1,300 Building $19,600	$109,800 (-) Land $6,900 Building $102,900
2025	$1,325.00 (+8.34%)	$20,900 Land $1,300 Building $19,600	$109,800 (-) Land $6,900 Building $102,900
2024	$1,223.00 (+0.16%)		$109,800 (+9.47%) Land $6,900 Building $102,900
2023	$1,221.00	$19,000 Land $1,300 Building $17,700	$100,300 Land $6,900 Building $93,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2709 Plato Pl in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1983–1985)
Most Recent Claim	Nov 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2709 Plato Pl is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 76% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 5 serves 8,000 people · EPA ID MO6024296
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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