2709 Penkea Dr, Oceanside, CA 92054 Property Records

San Diego County property record for 2709 Penkea Dr, Oceanside, CA 92054

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,232 sqft · built 1961
Lot Size	0.179 acres (7,800 sqft)
Owner	2 Individual Names on File
Last Sale	$490,000 (Aug 2019)
Tax Bill	$6,040 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Aug 2019 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`149-070-13-00`

Property Details

APN / Parcel Number

Primary APN	`149-070-13-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,232 sqft Living Area

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Lot Area	7,800 sqft (0.179 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2709 PENKEA DR
City	OCEANSIDE
State	CA
Zip	92054-3727
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE-B
Legal Description	LOT 13 TR 004200
Legal Subdivision	PENKEA MESA
Legal Tract	004200
Legal Block	1
Legal Lot Number	13
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1001
Census Tract	18511

Owner

2709 Penkea Dr is owned and occupied by two individuals who bought it in August 2019.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2709 PENKEA DR, OCEANSIDE, CA 92054-3727
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 15, 2019	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Aug 15, 2019	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Aug 15, 2019	Grant Deed, Transfer · Conventional with PMI QUICKEN LNS
Jan 30, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 27, 2018	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2019 · Amount on File
Deed Sale	Aug 15, 2019 · Amount on File
Deed Document Number	2019346968
Prior Transfer Date	Jul 26, 2019
Prior Transfer Doc	0000346969
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2709 PENKEA DR, OCEANSIDE, CA 92054-3727
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2709 PENKEA DR, OCEANSIDE, CA 92054-3727

Mortgage

Document Number	0000617429
Date	Oct 13, 2020
Instrument	2020-0617429

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 15, 2019
Property Address	2709 PENKEA DR, OCEANSIDE, CA 92054-3727
Document Number	0000346967
Instrument Date	Jul 30, 2019
Instrument	346967
Transaction Type	Transfer
Record Updated	Aug 23, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	12734 TRIUMPH DR POWAY CA 920646420, POWAY, CA 92064-6420

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 15, 2019
Property Address	2709 PENKEA DR, OCEANSIDE, CA 92054-3727
Document Number	0000346969
Instrument Date	Jul 26, 2019
Instrument	346969
Transaction Type	Transfer
Record Updated	Aug 23, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1564 RIDGEWAY ST OCEANSIDE CA 920545635, OCEANSIDE, CA 92054-5635

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 15, 2019
Property Address	2709 PENKEA DR, OCEANSIDE, CA 92054-3727
Document Number	0000346968
Instrument Date	Jul 26, 2019
Instrument	346968
Transaction Type	Transfer
Record Updated	Aug 23, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$539.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	2709 PENKEA DR OCEANSIDE CA 920543727, OCEANSIDE, CA 92054-3727

Mortgage

Document Number	346970
Date	Aug 15, 2019
Instrument	346970

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 14, 2049

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 30, 2019
Property Address	2709 PENKEA DR, OCEANSIDE, CA 92054-3727
Document Number	0000034024
Instrument Date	Jan 15, 2019
Instrument	34024
Transaction Type	Transfer
Record Updated	Feb 6, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12734 TRIUMPH DR POWAY CA 920646420, POWAY, CA 92064-6420

September 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 27, 2018
Property Address	2709 PENKEA DR, OCEANSIDE, CA 92054-3727
Document Number	0000403332
Instrument Date	Sep 14, 2018
Instrument	403332
Transaction Type	Transfer
Record Updated	Oct 4, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2709 PENKEA DR OCEANSIDE CA 920543727, OCEANSIDE, CA 92054-3727

Tax Assessment & Valuation

The 2025 property tax bill for 2709 Penkea Dr was $6,040.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$546,600 (+2%) Land $435,050 Building $111,550
2025	$6,040.00	$535,883 Land $426,520 Building $109,363
2023	$5,743.00 (+1.54%)	$515,075 Land $409,958 Building $105,117
2022	$5,656.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2709 Penkea Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2709 Penkea Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Arviso - Mobile Home Park private · serves 70 people · EPA ID 090605121
Water Source	Groundwater
Last State Inspection	Feb 2026
Also Mapped Here	SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
Lead	Below detection (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Dec 2019
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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