2709 Palm Ave, Ceres, CA 95307 Property Records

Stanislaus County property record for 2709 Palm Ave, Ceres, CA 95307

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,358 sqft · built 1976
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on Record
Last Sale	$435,000 (Aug 2023)
Tax Bill	$5,190 (2026)
Deeds & Mortgages	Oct 2025 Mortgage Mar 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`053-003-060-000`

Property Details

APN / Parcel Number

Primary APN	`053-003-060-000`
Alternative APNs	`0530360000` `0530360`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,358 sqft Living Area
1st Floor Area	1,358 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Construction Type	Wood
Lot Area	5,663 sqft (0.13 acres)
Parking Spaces	2 Parking Spaces
Pool Type	In-Ground Pool
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2709 PALM AVE
City	CERES
State	CA
Zip	95307-3803
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13 BLK 5550 PALM ESTATES
Legal Subdivision	PALM ESTATES
Legal Block	5550
Legal Lot Number	13
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	2
Census Block	2016
Census Tract	2602

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2709 PALM AVE, CERES, CA 95307-3803
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2025	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Mar 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Aug 2, 2023	Grant Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK INC
Apr 8, 2022	Intrafamily Transfer, Transfer
Jun 7, 2017	Deed of Trust, Mortgage · FHA Mortgage SCENIC OAKS FUNDING
Apr 6, 2018	Deed of Trust, Mortgage · Conventional Mortgage SCENIC OAKS FUNDING
May 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage SCENIC OAKS FUNDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2023 · Amount on Record
Deed Sale	Aug 2, 2023 · Amount on Record
Prior Sale	Mar 21, 2014 · Amount on Record
Deed Document Number	202335148
Prior Transfer Date	Dec 4, 2013
Prior Transfer Doc	0000104003
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	2709 PALM AVE, CERES, CA 95307-3803
Transaction Type	Mortgage
Record Updated	Oct 30, 2025
Title Company	VYLLA TITLE LLC, VYLLA TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2709 PALM AVE, CERES, CA 95307-3803

Mortgage

Document Number	0000051241
Date	Oct 20, 2025
Instrument	2025-0051241

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	2709 PALM AVE, CERES, CA 95307-3803
Transaction Type	Mortgage
Record Updated	Jul 25, 2023
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2709 PALM AVE, CERES, CA 95307-3803

Mortgage

Document Number	0000023072
Date	Mar 10, 2021
Instrument	2021-0023072

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

August 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Aug 2, 2023
Property Address	2709 PALM AVE, CERES, CA 95307-3803
Document Number	0000035148
Map Reference	VOL 24 PG 16
Instrument Date	Jul 25, 2023
Instrument	2023-0035148
Transaction Type	Transfer
Record Updated	Aug 14, 2023
Title Company	CYPRESS CRK TITLE CORPORATION, CYPRESS TITLE CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2709 PALM AVE, CERES, CA 95307-3803

Mortgage

Document Number	0000035149
Date	Aug 2, 2023
Instrument	2023-0035149

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STANISLAUS CA
Recording Date	Apr 8, 2022
Property Address	2709 PALM AVE, CERES, CA 95307-3803
Document Number	0000026375
Map Reference	VOL 24 PG 16
Instrument Date	Mar 9, 2022
Instrument	2022-0026375
Transaction Type	Transfer
Record Updated	Jul 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2709 PALM AVE, CERES, CA 95307-3803

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	2709 PALM AVE, CERES, CA 95307-3803
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CYPRESS TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000040838
Date	Jun 7, 2017
Instrument	2017-0040838

Lender

Name	SCENIC OAKS FUNDING
Type	Lending Institution
Address	MODESTO, CA 95350

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	2709 PALM AVE, CERES, CA 95307-3803
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CYPRESS TITLE CORP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023896
Date	Apr 6, 2018
Instrument	2018-0023896

Lender

Name	SCENIC OAKS FUNDING
Type	Lending Institution
Address	MODESTO, CA 95350

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2033

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	2709 PALM AVE, CERES, CA 95307-3803
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CYPRESS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033537
Date	May 29, 2019
Instrument	2019-0033537

Lender

Name	SCENIC OAKS FUNDING
Type	Lending Institution
Address	MODESTO, CA 95350

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Ceres City
Unified School District	Ceres Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$5,190.00 (-0.04%)	$452,574 (+2%) Land $218,484 Building $234,090
2025	$5,192.00 (+109.86%)	$443,700 (+93.01%) Land $214,200 Building $229,500
2023	$2,474.00 (+0.9%) Homeowner's exemption	$229,879 Land $41,235 Building $188,644
2022	$2,452.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CERES serves 54,513 people · EPA ID CA5010028
Water Source	Purchased surface water from STANISLAUS REGIONAL WATER AUTHORITY
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 581 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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