2709 Longleaf Rd, Panama City, FL 32405 Property Records

Bay County property record for 2709 Longleaf Rd, Panama City, FL 32405

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 6,787 sqft · built 1994
Lot Size	1.06 acres (46,173 sqft)
Owner	Company Name on File
Last Sale	$395,000 (Jan 2018)
Tax Bill	$4,360 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Aug 2022 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`26904-321-000`

Property Details

APN / Parcel Number

Primary APN	`26904-321-000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	6,787 sqft Living Area
Gross Area	7,569 sqft
1st Floor Area	6,491 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1998
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	46,173 sqft (1.06 acres)
Lot Dimensions	210 ft deep x 110 ft wide
Garage Type	Attached
Garage Area	782 sqft
Driveway	Driveway
Driveway Area	500 sqft

Exterior Amenities

Pool Area	512 sqft
Porch	Florida Room
Porch Area	888 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2709 LONGLEAF RD
City	PANAMA CITY
State	FL
Zip	32405-2047
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BC15
Legal Description	KINGS POINT UNIT #7 79A LOTS 10 & 11 BLK E ORB 4574 P 1523
Legal Range	15W
Legal Township	03S
Legal Section	24
Legal Subdivision	KINGS POINT
Legal Block	E
Legal Lot Number	10,11
Legal Unit	7
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	1
Census Block	1059
Census Tract	2500

Owner

Source: Bay County assessment roll, as of January 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	2709 LONGLEAF RD, PANAMA CITY, FL 32405-2047
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2022	Deed of Trust, Mortgage · Line of Credit WHITNEY BANK
Aug 23, 2022	Correction Deed ATTORNEY
Aug 8, 2022	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jun 9, 2022	Intrafamily Transfer, Transfer ATTORNEY
Jan 29, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 29, 2018 · Amount on Record
Deed Sale	Jan 29, 2018 · Amount on Record
Prior Sale	Jan 14, 2015 · Amount on Record
Deed Document Number	20185360
Deed Book / Page	3975 / 47
Last Transfer Date	Aug 22, 2022
Transfer Doc	0046011413
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY FL
Property Address	2709 LONGLEAF RD, PANAMA CITY, FL 32405-2047
Transaction Type	Mortgage
Record Updated	Oct 10, 2022
Title Company	MCNEESE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2709 LONGLEAF RD, PANAMA CITY, FL 32405-2047

Mortgage

Document Number	0046120173
Date	Sep 20, 2022
Book Page	4612/173
Instrument	2022069544

Lender

Name	WHITNEY BANK
Type	Bank
Address	GULFPORT, MS 39501

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Correction Deed

Document Type	Correction Deed
Jurisdiction	BAY FL
Recording Date	Aug 23, 2022
Property Address	2709 LONGLEAF RD, PANAMA CITY, FL 32405-2047
Document Number	0046011413
Book / Page	4601 / 1413
Map Reference	MB 16 PG 8&9
Instrument Date	Aug 22, 2022
Instrument	2022062331
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	308 FAIRWAY BLVD, 308, PANAMA CITY BEACH, FL 32407-2810

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 W 23RD PL, PANAMA CITY, FL 32405-4302

August 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BAY FL
Recording Date	Aug 8, 2022
Property Address	2709 LONGLEAF RD, PANAMA CITY, FL 32405-2047
Document Number	0045960668
Book / Page	4596 / 668
Map Reference	MB 16 PG 8&9
Instrument Date	Aug 5, 2022
Instrument	2022058578
Transaction Type	Transfer
Record Updated	Aug 24, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	308 FAIRWAY BLVD, 308, PANAMA CITY BEACH, FL 32407-2810

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	308 FAIRWAY BLVD, PANAMA CITY BEACH, FL 32407-2810

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BAY FL
Recording Date	Jun 9, 2022
Property Address	2709 LONGLEAF RD, PANAMA CITY, FL 32405-2047
Document Number	0045741523
Book / Page	4574 / 1523
Map Reference	MB 16 PG 8&9
Instrument Date	Jun 3, 2022
Instrument	2022043615
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2709 LONGLEAF RD, 2709, PANAMA CITY, FL 32405-2047

Transferred To (Grantee/Buyer)

Name	Verified Name

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Jan 29, 2018
Property Address	2709 LONGLEAF RD, PANAMA CITY, FL 32405-2047
Document Number	0039750047
Book / Page	003975 / 000047
Instrument Date	Jan 18, 2017
Instrument	5360
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$2,765.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 W 23RD PL PANAMA CITY FL 324054302, PANAMA CITY, FL 32405-4302

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,360.00 (+2.37%) Homeowner's exemption	$391,993 (+5.99%)	$729,499 (+9.5%) Land $134,042 Building $595,457
2024	$4,259.00 (+1.84%)
2023	$4,182.00 (+11.64%) Homeowner's exemption	$369,850 (+3%)	$666,191 (+9.01%) Land $104,850 Building $561,341
2022	$3,746.00 Homeowner's exemption	$359,078	$611,145 Land $86,830 Building $524,315

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 196 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	220 units insured incl. 24 condo units
Nearby Flood Claims	203 (1984–2022)
Claims Outside the SFHA	65 of 203
Most Recent Claim	Jul 2022 · other causes
Claims by Event	Hurricane Michael, Oct 2018 · 48 claims Hurricane Dennis, Jul 2005 · 19 claims Hurricane Opal, Oct 1995 · 93 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Feb 2026
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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