2709 Houston Dr, Los Osos, CA 93402 Property Records

San Luis Obispo County property record for 2709 Houston Dr, Los Osos, CA 93402

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,570 sqft · built 1972
Lot Size	0.276 acres (12,000 sqft)
Owner	Company Name on Record
Last Sale	$610,000 (May 2012)
Tax Bill	$3,091 (2025)
Deeds & Mortgages	Sep 2023 Mortgage May 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`074-454-027`

Property Details

APN / Parcel Number

Primary APN	`074-454-027`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,570 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Construction Type	Wood
Lot Area	12,000 sqft (0.276 acres)
Terrain	Below Road/Slope
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	2709 HOUSTON DR
City	LOS OSOS
State	CA
Zip	93402-4309
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	TR 306 BL 4 LT 27 LESS MIN RTS
Legal Subdivision	CABRILLO ESTATES
Legal Tract	306
Legal Block	4
Legal Lot Number	27
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	4
Census Block	4006
Census Tract	10707

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2709 HOUSTON DR, LOS OSOS, CA 93402-4309
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2023	Deed of Trust, Mortgage · Commercial Mortgage PREMIER VALLEY BANK
May 6, 2021	Intrafamily Transfer, Transfer
Feb 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage CELEBRITY HOME LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2012 · Amount on Record
Deed Sale	May 31, 2012 · Amount on Record
Deed Document Number	201229589
Last Transfer Date	May 5, 2021
Transfer Doc	0000034167
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	2709 HOUSTON DR, LOS OSOS, CA 93402-4309
Transaction Type	Mortgage
Record Updated	Oct 6, 2023
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2709 HOUSTON DR, LOS OSOS, CA 93402-4309

Mortgage

Document Number	0000028357
Date	Sep 27, 2023
Instrument	2023028357

Lender

Name	PREMIER VALLEY BANK
Type	Bank
Address	SAN LUIS OBISPO, CA 93401

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	May 6, 2021
Property Address	2709 HOUSTON DR, LOS OSOS, CA 93402-4309
Document Number	0000034167
Map Reference	MB 7 PG 8
Instrument Date	May 5, 2021
Instrument	2021034167
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2709 HOUSTON DR, LOS OSOS, CA 93402-4309

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	2709 HOUSTON DR, LOS OSOS, CA 93402-4309
Transaction Type	Mortgage
Record Updated	Feb 18, 2021
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SYNRGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2709 HOUSTON DR, LOS OSOS, CA 93402-4309

Mortgage

Document Number	0000009655
Date	Feb 8, 2021
Instrument	2021009655

Lender

Name	CELEBRITY HOME LOANS LLC
Type	Non-Lending Institution
Address	VILLA PARK, IL 60181

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2036

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	San Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$274,181 (+2%) Land $30,437 Building $243,744
2025	$3,091.00 (+3.66%)	$268,806 (+4.04%) Land $29,841 Building $238,965
2023	$2,982.00 (+6.58%)	$258,370 Land $28,683 Building $229,687
2022	$2,798.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 49% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOLDEN STATE WATER COMPANY - LOS OSOS private · serves 5,942 people · EPA ID CA4010017
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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