2709 Faircroft Way, Monroe, NC 28110 Property Records

Union County property record for 2709 Faircroft Way, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,198 sqft · built 1992
Lot Size	0.55 acres (23,958 sqft)
Owner	2 Trust Names on File
Last Sale	$105,000 (Aug 2003)
Tax Bill	$1,819 (2025)
Deeds & Mortgages	Jun 2018 Line of Credit Sep 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-072-025`

Property Details

APN / Parcel Number

Primary APN	`07-072-025`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,198 sqft Living Area
Gross Area	1,618 sqft
1st Floor Area	1,198 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	23,958 sqft (0.55 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2709 FAIRCROFT WAY
City	MONROE
State	NC
Zip	28110-8593
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	SF-1 INDIA
Legal Description	#85 SANDALWOOD PH2 OPCC828
Legal Subdivision	SANDALWOOD
Legal Lot Number	85
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	1
Census Block	1051
Census Tract	20307

Owner

2709 Faircroft Way, a rural home, is owner-occupied and held in a trust since February 2025.

Source: Union County records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	2709 FAIRCROFT WAY, MONROE, NC 28110-8593
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2018	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Sep 23, 2019	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Jun 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2003 · Amount on File
Deed Sale	Aug 26, 2003 · Amount on File
Prior Sale	Oct 23, 1997
Deed Document Number	200340537
Deed Book / Page	3193 / 736
Last Transfer Date	Feb 6, 2025
Transfer Doc	0009074638
Record Updated	Oct 29, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	2709 FAIRCROFT WAY, MONROE, NC 28110-8593
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE GUARANTY NON C

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7170765
Date	Jun 6, 2018
Book Page	7170/765
Instrument	0015398

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	2709 FAIRCROFT WAY, MONROE, NC 28110-8593
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7471483
Date	Sep 23, 2019
Book Page	7471/483
Instrument	0028802

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	2709 FAIRCROFT WAY, MONROE, NC 28110-8593
Document Number	7398655
Instrument Date	Jun 20, 2019
Transaction Type	Mortgage
Record Updated	Jul 12, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2709 FAIRCROFT WAY MONROE NC 281108593, MONROE, NC 28110-8593

Mortgage

Document Number	7398655
Date	Jun 24, 2019
Book Page	007398/000655
Instrument	17548

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 23, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 2709 Faircroft Way was $1,819.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Indian Trail Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$270,500 (-) Land $60,000 Building $210,500	$270,500 (-) Land $60,000 Building $210,500
2025	$1,819.00	$270,500 Land $60,000 Building $210,500	$270,500 Land $60,000 Building $210,500
2023	$1,606.00	$188,200 Land $36,800 Building $151,400	$188,200 Land $36,800 Building $151,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2709 Faircroft Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2709 Faircroft Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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