Bay County property record for 2709 E 9th St, Panama City, FL 32401
| Property Type | Vacant Land |
|---|---|
| Details | 3 bd · 2 ba · 1,219 sqft · built 1946 |
| Lot Size | 0.247 acres (10,759 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $30,000 (Oct 2020) |
| Tax Bill | $335 (2025) |
| Deeds & Mortgages | Oct 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 15274-010-000 |
| Primary APN | 15274-010-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,219 sqft Living Area |
| 1st Floor Area | 1,219 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1946 |
| Exterior Material | Other |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,759 sqft (0.247 acres) |
| Lot Dimensions | 144 ft deep x 75 ft wide |
| Driveway | Driveway |
| Porch | Slab |
| Porch Area | 327 sqft |
| Cooling System | None |
|---|
| Street Address | 2709 E 9TH ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-5110 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Local Zoning Code | PC09 |
| Legal Description | 2 4S 14W-87.1- BEG 331 E & 20 N OF SW COR OF SW1/4 OF NW1/4 OF SW1/4 TH N 144 W 75 S 144 E 75 TO POB ORB 4307 P 2305 |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 02 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 1700 |
Source: Bay County records, as of October 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3752 MOSS HILL RD, CHIPLEY, FL 32428-5424 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 7, 2020 · Amount on Record |
| Deed Sale | Oct 7, 2020 · Amount on Record |
| Prior Sale | Nov 3, 2014 · Amount on Record |
| Deed Document Number | 202066456 |
| Deed Book / Page | 4307 / 2305 |
| Prior Transfer Date | Nov 13, 2013 |
| Prior Transfer Doc | 0035640264 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Oct 7, 2020 |
| Property Address | 2709 E 9TH ST, PANAMA CITY, FL 32401-5110 |
| Document Number | 0043072305 |
| Book / Page | 004307 / 002305 |
| Instrument Date | Oct 7, 2020 |
| Instrument | 66456 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2020 |
| Title Company | MTI TITLE INSURANCE AGENCY INC, MTI TITLE INS AGCY INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $210.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3752 MOSS HILL RD CHIPLEY FL 324285424, CHIPLEY, FL 32428-5424 |
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $335.00 (+5.68%) | $19,766 (+21%) | $24,131 (+47.73%) Land $24,131 |
| 2024 | $317.00 (-30.79%) | ||
| 2023 | $458.00 (+1.1%) | $16,335 (+7.32%) Land $16,335 | $16,335 (+7.32%) Land $16,335 |
| 2022 | $453.00 | $15,221 Land $15,221 | $15,221 Land $15,221 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 16 (1999–2024) |
| Claims Outside the SFHA | 12 of 16 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Fiber · Cable in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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