Shelby County property record for 2709 E 975 S, Flat Rock, IN 47234
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,866 sqft · built 1880 |
| Lot Size | 1.99 acres (86,684 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $766 (2025) |
| Deeds & Mortgages | Mar 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 73-15-22-400-005.000-014 |
| Primary APN | 73-15-22-400-005.000-014 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,866 sqft Living Area |
| 1st Floor Area | 1,866 sqft |
| Upper Floors Area | 578 sqft |
| Basement Area | 578 sqft |
| Unfinished Basement | 578 sqft |
| Family Room | Family Room |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 86,684 sqft (1.99 acres) |
| Garage Type | Detached |
| Garage Area | 936 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 800 sqft |
| Shed | 1 Shed |
| Shed Area | 256 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 01518049340 |
|---|---|
| Street Address | 2709 E 975 S |
| City | FLAT ROCK |
| State | IN |
| Zip | 47234-9527 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT W2 SE 22 11 7 1.99A |
| Jurisdiction | SHELBY IN |
| Township / Civil Division | NOBLE |
| Census Block Group | 2 |
| Census Block | 2083 |
| Census Tract | 710900 |
Source: Shelby County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2709 E 975 S, FLAT ROCK, IN 47234-9527 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY IN |
| Property Address | 2709 E 975 S, FLAT ROCK, IN 47234-9527 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2020 |
| Name | Verified Name |
|---|
| Document Number | 2020001632 |
|---|---|
| Date | Mar 24, 2020 |
| Instrument | 2020001632 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Mar 1, 2030 |
Source: Shelby County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Shelby County |
| County Subdivision | Noble Township |
| Unified School District | Shelby Eastern Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $766.00 (-3.89%) Homeowner's exemption | $135,500 (+8.57%) Land $20,500 Building $115,000 | $135,500 (+8.57%) Land $20,500 Building $115,000 |
| 2024 | $797.00 (+5.84%) | ||
| 2023 | $753.00 (-6.34%) | $124,800 (-0.32%) Land $20,500 Building $104,300 | $124,800 (-0.32%) Land $20,500 Building $104,300 |
| 2022 | $804.00 | $125,200 Land $20,500 Building $104,700 | $125,200 Land $20,500 Building $104,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 16 (1993–2008) |
| Claims Outside the SFHA | 1 of 16 |
| Most Recent Claim | Jun 2008 · Severe Storms, Flooding, And Tornadoes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 85% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
May also be available: TDS Telecom.
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