2709 Dunkirk Ave, Norfolk, VA 23509 Property Records

Norfolk City property record for 2709 Dunkirk Ave, Norfolk, VA 23509

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,063 sqft · built 1948
Lot Size	0.116 acres (5,036 sqft)
Owner	2 Individual Names on Record
Last Sale	$290,000 (May 2021)
Tax Bill	$4,658 (2026)
Deeds & Mortgages	May 2021 Sale & Mortgage Dec 2018 Sale + 1 more
APN	`05105000`

Property Details

APN / Parcel Number

Primary APN	`05105000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,063 sqft Living Area
Attic	Attic
Attic Area	1,768 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,036 sqft (0.116 acres)
Deck Area	Deck Area
Patio Area	440 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	2709 DUNKIRK AVE
City	NORFOLK
State	VA
Zip	23509-1706
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	10 & 12 BLK 11 LAFAYETTE TERR
Legal Subdivision	LAFAYETTE TERRACE
Legal Block	11
Jurisdiction	NORFOLK CITY VA
Township / Civil Division	NORFOLK
Census Block Group	2
Census Block	2006
Census Tract	3200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Norfolk and Western Railroad Historic District listed 2015 · 38 contributing resources · NRIS 15000253

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Norfolk City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2709 DUNKIRK AVE, NORFOLK, VA 23509-1706
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2021	Warranty Deed, Transfer · VA Mortgage NATIONS DIRECT MORTGAGE LLC
Dec 21, 2018	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jun 4, 2018	Warranty Deed, Transfer · Commercial Mortgage HARD MONEY BANKERS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2021 · Amount on Record
Deed Sale	May 4, 2021 · Amount on Record
Prior Sale	Dec 21, 2018 · Amount on Record
Deed Document Number	202113708
Record Updated	Oct 29, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORFOLK CITY VA
Recording Date	May 4, 2021
Property Address	2709 DUNKIRK AVE, NORFOLK, VA 23509-1706
Document Number	0210013708
Instrument Date	Apr 27, 2021
Instrument	210013708
Transaction Type	Transfer
Record Updated	Sep 28, 2023
Title Company	SIGNATURE TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2709 DUNKIRK AVE, NORFOLK, VA 23509-1706

Mortgage

Document Number	0210013709
Date	May 4, 2021
Instrument	210013709

Lender

Name	NATIONS DIRECT MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORFOLK CITY VA
Recording Date	Dec 21, 2018
Property Address	2709 DUNKIRK AVE, NORFOLK, VA 23509-1706
Document Number	0180025396
Instrument Date	Dec 18, 2018
Instrument	180025396
Transaction Type	Transfer
Record Updated	Sep 28, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2709 DUNKIRK AVE, NORFOLK, VA 23509-1706

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORFOLK CITY VA
Recording Date	Jun 4, 2018
Property Address	2709 DUNKIRK AVE, NORFOLK, VA 23509-1706
Document Number	0180011196
Instrument Date	May 1, 2018
Instrument	180011196
Transaction Type	Transfer
Record Updated	Sep 28, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8780 ADAMS DR, SUFFOLK, VA 23433-1214

Mortgage

Document Number	0180011199
Date	Jun 4, 2018
Instrument	180011199

Lender

Name	HARD MONEY BANKERS LLC

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Norfolk City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Norfolk City
Unified School District	Norfolk City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,658.00 (+3.42%)	$372,700 (+1.77%) Land $70,500 Building $302,200	$372,700 (+1.77%) Land $70,500 Building $302,200
2025	$4,504.00 (+23.97%)	$366,200 (+25.97%) Land $64,000 Building $302,200	$366,200 (+25.97%) Land $64,000 Building $302,200
2023	$3,633.00	$290,700 Land $64,000 Building $226,700	$290,700 Land $64,000 Building $226,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	18 (1998–2016)
Claims Outside the SFHA	6 of 18
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Hurricane Matthew, Oct 2016 · 3 claims Hurricane Irene, Aug 2011 · 4 claims Hurricane Isabel, Sep 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NORFOLK serves 234,220 people · EPA ID VA3710100
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Cox Communications Cable	2,000 / 100

May also be available: Verizon.

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