2709 Dakota Ave, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 2709 Dakota Ave, Covington, KY 41015

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 724 sqft · built 1911
Lot Size	0.07 acres (3,049 sqft)
Owner	2 Individual Names on File
Last Sale	$63,500 (Dec 1999)
Tax Bill	$715 (2025)
Deeds & Mortgages	Sep 2023 Second Mortgage Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`056-11-01-005.00`

Property Details

APN / Parcel Number

Primary APN	`056-11-01-005.00`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	724 sqft Finished Area
Gross Area	1,144 sqft

Exterior

Year Built	Built 1911
Effective Year Built	Effective 1911
Exterior Material	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	3,049 sqft (0.07 acres)
Lot Dimensions	100 ft deep x 39 ft wide
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	2709 DAKOTA AVE
City	COVINGTON
State	KY
Zip	41015-1020
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MILLDALE LAND CO LOT 192 & PTS 190-191
Legal Subdivision	MILLDALE LAND CO
Legal Phase	1
Legal Lot Number	192,190
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	3
Census Block	3002
Census Tract	61400

Owner

2709 Dakota Ave is owned and occupied by two individuals who bought it in December 1999.

Source: Kenton County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2709 DAKOTA AVE, COVINGTON, KY 41015-1020
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GENERAL ELECTRIC CU
Jul 25, 2018	Deed of Trust, Mortgage · Conventional with PMI GENERAL ELECTRIC CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 1999 · Amount on File
Deed Sale	Dec 28, 1999 · Amount on File
Prior Sale	Jul 24, 1996 · Amount on File
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	2709 DAKOTA AVE, COVINGTON, KY 41015-1020
Transaction Type	Mortgage
Record Updated	Jan 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2709 DAKOTA AVE, COVINGTON, KY 41015-1020

Mortgage

Document Number	0005900005
Date	Sep 19, 2023
Book Page	KCM 492/760
Instrument	23091905900005

Lender

Name	GENERAL ELECTRIC CU
Type	Credit Union
Address	CINCINNATI, OH 45242

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Oct 1, 2033

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	2709 DAKOTA AVE, COVINGTON, KY 41015-1020
Document Number	0000000094
Instrument Date	Jul 25, 2018
Transaction Type	Mortgage
Record Updated	Aug 27, 2018
Title Company	RELIABLE LAND TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2709 DAKOTA AVE COVINGTON KY 410151020, COVINGTON, KY 41015-1020

Mortgage

Document Number	0000000094
Date	Aug 7, 2018
Book Page	0C6471/000200
Instrument	94

Lender

Name	GENERAL ELECTRIC CU
Type	Credit Union
Address	CINCINNATI, OH 45241

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Aug 6, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 2709 Dakota Ave was $715 with a homeowner's exemption.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$103,100 (-) Land $10,000 Building $93,100	$103,100 (-) Land $10,000 Building $93,100
2025	$715.00 Homeowner's exemption	$103,100 Land $5,000 Building $98,100	$103,100 Land $5,000 Building $98,100
2023	$755.00 Homeowner's exemption	$103,100 Land $5,000 Building $98,100	$103,100 Land $5,000 Building $98,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2709 Dakota Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2709 Dakota Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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