2709 Clover Dr, Great Falls, MT 59404 Property Records

Cascade County property record for 2709 Clover Dr, Great Falls, MT 59404

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,344 sqft · built 1977
Lot Size	0.207 acres (9,017 sqft)
Owner	Individual Name on Record
Last Sale	$346,800 (Jun 2020)
Tax Bill	$2,740 (2026)
Deeds & Mortgages	Sep 2025 Line of Credit Jul 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R0214731`

Property Details

APN / Parcel Number

Primary APN	`R0214731`
Alternative APNs	`02-3015-22-2-13-08-0000` `0000409500` `00409500`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft
Basement Area	1,344 sqft
Finished Basement	1,344 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 2010
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Tile
Lot Area	9,017 sqft (0.207 acres)
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	126 sqft
Deck Area	96 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000409500
Street Address	2709 CLOVER DR
City	GREAT FALLS
State	MT
Zip	59404-3631
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	BEL-VIEW PALISADE ADD, S22, T20 N, R03 E, BLOCK 004, LOT 006
Legal Range	03E
Legal Township	20N
Legal Section	22
Legal Subdivision	BEL
Legal Block	4
Legal Lot Number	6
Jurisdiction	CASCADE MT
Township / Civil Division	GREAT FALLS
Census Block Group	1
Census Block	1006
Census Tract	2301

Owner

Source: Cascade County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2709 CLOVER DR, GREAT FALLS, MT 59404-3631
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2025	Deed of Trust, Mortgage · Line of Credit OPPORTUNITY BANK OF MT
Jul 5, 2022	Deed of Trust, Mortgage · Line of Credit GUARANTEED RATE INC
Jun 10, 2020	Warranty Deed, Transfer OPPORTUNITY BK/MT
Jul 31, 2018	Warranty Deed, Transfer UNIVERSAL LENDING
Mar 8, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2020 · Amount on Record
Deed Sale	Jun 10, 2020 · Amount on Record
Prior Sale	Jul 31, 2018 · Amount on Record
Deed Document Number	2020389174
Prior Transfer Date	Aug 25, 2010
Prior Transfer Doc	0000220344
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASCADE MT
Property Address	2709 CLOVER DR, GREAT FALLS, MT 59404-3631
Transaction Type	Mortgage
Record Updated	Oct 15, 2025
Title Company	UNKNOWN, FLYING S TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00R0474516
Date	Sep 30, 2025
Instrument	R0474516

Lender

Name	OPPORTUNITY BANK OF MT
Type	Bank
Address	HELENA, MT 59604

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Oct 9, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASCADE MT
Property Address	2709 CLOVER DR, GREAT FALLS, MT 59404-3631
Transaction Type	Mortgage
Record Updated	Jul 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00R0432225
Date	Jul 5, 2022
Instrument	R0432225

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 26, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASCADE MT
Recording Date	Jun 10, 2020
Property Address	2709 CLOVER DR, GREAT FALLS, MT 59404-3631
Document Number	0000389174
Instrument Date	Jun 10, 2020
Instrument	389174
Transaction Type	Transfer
Record Updated	Aug 4, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2709 CLOVER DR GREAT FALLS MT 594043631, GREAT FALLS, MT 59404-3631

Mortgage

Document Number	389175
Date	Jun 10, 2020
Instrument	389175

Lender

Name	OPPORTUNITY BK/MT
Address	HELENA, MT 59604

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 9, 2050

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASCADE MT
Recording Date	Jul 31, 2018
Property Address	2709 CLOVER DR, GREAT FALLS, MT 59404-3631
Document Number	0000358877
Instrument Date	Jul 20, 2018
Instrument	358877
Transaction Type	Transfer
Record Updated	Aug 9, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2709 CLOVER DR GREAT FALLS MT 594043631, GREAT FALLS, MT 59404-3631

Mortgage

Document Number	358878
Date	Jul 31, 2018
Instrument	358878

Lender

Name	UNIVERSAL LENDING
Type	Funding / Finance Company
Address	DENVER, CO 80224

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jul 30, 2033

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CASCADE MT
Recording Date	Mar 8, 2017
Property Address	2709 CLOVER DR, GREAT FALLS, MT 59404-3631
Document Number	0000336502
Instrument Date	Mar 8, 2017
Instrument	336502
Transaction Type	Transfer
Record Updated	Jun 29, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2709 CLOVER DR GREAT FALLS MT 594043631, GREAT FALLS, MT 59404-3631

Tax Assessment & Valuation

Source: Cascade County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Cascade County
Municipality	Great Falls City
Elementary School District	Great Falls Elementary School District (PK - 08)
Secondary School District	Great Falls High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,740.00 (-10.19%)	$446,200 (-)
2025	$3,051.00 (-16.64%)	$446,200 (+23.09%)	$446,200 (+23.09%) Land $72,650 Building $373,550
2023	$3,660.00	$362,500	$362,500 Land $53,050 Building $309,450

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Montana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GREAT FALLS serves 60,000 people · EPA ID MT0000525
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	12 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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