2709 Clay Ave, Waco, TX 76711 Property Records

McLennan County property record for 2709 Clay Ave, Waco, TX 76711

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,488 sqft · built 1950
Lot Size	0.189 acres (8,250 sqft)
Owner	Individual Name on Record
Tax Bill	$3,033 (2024)
Deeds & Mortgages	Mar 2024 Mortgage Jul 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`480200000410003`

Property Details

APN / Parcel Number

Primary APN	`480200000410003`
Alternative APNs	`4802000004100030111` `174870`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,488 sqft Living Area
Gross Area	1,056 sqft
1st Floor Area	1,488 sqft
Flooring	Carpet

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1990
Exterior Material	Vinyl
Foundation Type	Pier/Post & Beam
Roof Material	Composition Shingle
Lot Area	8,250 sqft (0.189 acres)
Lot Dimensions	165 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	216 sqft
Driveway	Driveway
Driveway Area	990 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	168 sqft
Patio Area	156 sqft
Fence	Fence
Storage Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Space Heater

Location & Zoning

Account Number	174870
Old Parcel Number	4802000004100030111
Street Address	2709 CLAY AVE
City	WACO
State	TX
Zip	76711-1230
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	GLENWOOD LOT 5 BLOCK 60 ACRES .1894
Legal Subdivision	GLENWOOD
Legal Block	60
Legal Lot Number	5
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2001
Census Tract	598

Owner

Source: McLennan County records, as of October 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2709 CLAY AVE, WACO, TX 76711-1230
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2024	Deed of Trust, Mortgage · Closed-End Mortgage ALLIANCE BANK CENTRAL TEXAS
Jul 8, 2020	Loan Modification, Mortgage ALLIANCE BK CTRL TX
Jun 8, 2017	Loan Modification, Mortgage ALLIANCE BK CTRL TX

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 11, 2010
Deed Sale	Jun 11, 2010
Deed Document Number	2010017848
Record Updated	Jun 8, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	2709 CLAY AVE, WACO, TX 76711-1230
Transaction Type	Mortgage
Record Updated	Apr 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2709 CLAY AVE, WACO, TX 76711-1230

Mortgage

Document Number	0000009229
Date	Mar 27, 2024
Instrument	2024009229

Lender

Name	ALLIANCE BANK CENTRAL TEXAS
Type	Bank
Address	WACO, TX 76714

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Mar 27, 2029

July 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	2709 CLAY AVE, WACO, TX 76711-1230
Document Number	0000025059
Instrument Date	Jul 8, 2020
Transaction Type	Mortgage
Record Updated	Aug 12, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2709 CLAY AVE WACO TX 767111230, WACO, TX 76711-1230

Mortgage

Document Number	0000025059
Date	Jul 24, 2020
Instrument	25059

Lender

Name	ALLIANCE BK CTRL TX
Type	Bank
Address	WACO, TX 76714

Agreement

Amount	Amount Recorded
Term	36 Months
Due	Jul 23, 2023

June 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	2709 CLAY AVE, WACO, TX 76711-1230
Document Number	0000018929
Instrument Date	Jun 8, 2017
Transaction Type	Mortgage
Record Updated	Jun 22, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2709 CLAY AVE WACO TX 767111230, WACO, TX 76711-1230

Mortgage

Document Number	0000018929
Date	Jun 13, 2017
Instrument	18929

Lender

Name	ALLIANCE BK CTRL TX
Type	Bank
Address	WACO, TX 76710

Agreement

Amount	Amount Recorded
Term	36 Months
Due	Jun 12, 2020

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$161,388 (+20.34%) Land $18,070 Building $206,360	$224,430 (+67.35%) Land $18,070 Building $206,360
2024	$3,033.00 (+0.9%)
2023		$134,110 Land $18,070 Building $116,040	$134,110 Land $18,070 Building $116,040
2022	$3,006.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1989–2026)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2026

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20

May also be available: T-Mobile.

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