Harford County property record for 2709 Bourne Way, Edgewood, MD 21040
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,015 sqft · built 2004 |
| Lot Size | 0.151 acres (6,577 sqft) |
| Owner | Individual Name on File |
| Last Sale | $282,000 (May 2019) |
| Tax Bill | $3,798 (2026) |
| Deeds & Mortgages | Aug 2021 Mortgage May 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-324802 |
| Primary APN | 01-324802 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,015 sqft Total Area |
| Basement Area | 730 sqft |
| Finished Basement | 730 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 6,577 sqft (0.151 acres) |
| Garage Type | Mixed |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 416 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 324802 |
|---|---|
| Street Address | 2709 BOURNE WAY |
| City | EDGEWOOD |
| State | MD |
| Zip | 21040-3407 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2COS |
| Legal Description | LOT 83 6577 SF 2709 BOURNE WAY LORD WILBY'S REST 107/22 |
| Legal Subdivision | LORD WILLOUGHBYS REST |
| Legal Lot Number | 83 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 301602 |
2709 Bourne Way is owned and occupied by an individual who bought it in May 2019.
Source: Harford County records, as of August 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2709 BOURNE WAY, EDGEWOOD, MD 21040-3407 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 23, 2021 | Deed of Trust, Mortgage · VA Mortgage NAVY FCU |
| May 8, 2019 | Grant Deed, Transfer · VA Mortgage NAVY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 8, 2019 · Amount on File |
| Deed Sale | May 8, 2019 · Amount on File |
| Prior Sale | May 4, 2004 · Amount on File |
| Deed Book / Page | 13254 / 442 |
| Prior Transfer Date | Jun 14, 2006 |
| Prior Transfer Doc | 0068260484 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 2709 BOURNE WAY, EDGEWOOD, MD 21040-3407 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Title Company | NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 0149780214 |
|---|---|
| Date | Aug 23, 2021 |
| Book Page | 14978/214 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | May 8, 2019 |
| Property Address | 2709 BOURNE WAY, EDGEWOOD, MD 21040-3407 |
| Document Number | 0132540442 |
| Book / Page | 013254 / 000442 |
| Instrument Date | Apr 29, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2019 |
| Title Company | SAGE TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $282.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 2709 BOURNE WAY EDGEWOOD MD 210403407, EDGEWOOD, MD 21040-3407 |
| Document Number | 132540449 |
|---|---|
| Date | May 8, 2019 |
| Book Page | 013254/000449 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 7, 2049 |
The 2026 property tax bill for 2709 Bourne Way was $3,798 with a homeowner's exemption, up 17.8% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,798.00 (+17.84%) Homeowner's exemption | $348,500 (+6.92%) Land $75,100 Building $273,400 | $348,500 (-) Land $75,100 Building $273,400 |
| 2025 | $3,223.00 Homeowner's exemption | $325,933 | $348,500 Land $75,100 Building $273,400 |
| 2023 | $280,800 Land $75,100 Building $205,700 | $280,800 Land $75,100 Building $205,700 | |
| 2022 | $2,970.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2709 Bourne Way in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 8 (2003–2017) |
| Claims Outside the SFHA | 3 of 8 |
| Most Recent Claim | Aug 2017 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2709 Bourne Way is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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