2709 Berniece Dr, Champaign, IL 61822 Property Records

Champaign County property record for 2709 Berniece Dr, Champaign, IL 61822

Property Summary

Property Type	Single Family Home
Lot Size	0.37 acres (16,119 sqft)
Owner	2 Company Names on Record
Tax Bill	$5,812 (2024)
Deeds & Mortgages	Dec 2020 Mortgage May 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-20-34-106-001`

Property Details

APN / Parcel Number

Primary APN	`03-20-34-106-001`

Exterior

Lot Area	16,119 sqft (0.37 acres)

Location & Zoning

Street Address	2709 BERNIECE DR
City	CHAMPAIGN
State	IL
Zip	61822-7226
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 22 ROLLING ACRES NO 4
Legal Range	08E
Legal Township	19N
Legal Section	34
Legal Subdivision	ROLLING ACRES NO 4
Legal Lot Number	22
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN
Census Block Group	1
Census Block	1058
Census Tract	1204

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	2709 BERNIECE DR, CHAMPAIGN, IL 61822-7226
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage HICKORY POINT BANK & TRUST
May 23, 2019	Deed of Trust, Mortgage · Conventional with PMI HICKORY PT BK&TR
Jan 31, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 6, 2017
Transfer Doc	0000001760
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	2709 BERNIECE DR, CHAMPAIGN, IL 61822-7226
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025653
Date	Dec 7, 2020
Instrument	2020R25653

Lender

Name	HICKORY POINT BANK & TRUST
Type	Bank
Address	DECATUR, IL 62525

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2035

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	2709 BERNIECE DR, CHAMPAIGN, IL 61822-7226
Document Number	0000008135
Instrument Date	May 23, 2019
Transaction Type	Mortgage
Record Updated	Jun 20, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2709 BERNIECE DR CHAMPAIGN IL 618227226, CHAMPAIGN, IL 61822-7226

Mortgage

Document Number	0000008135
Date	Jun 4, 2019
Instrument	8135

Lender

Name	HICKORY PT BK&TR
Address	DECATUR, IL 62525

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Jun 3, 2034

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jan 31, 2017
Property Address	2709 BERNIECE DR, CHAMPAIGN, IL 61822-7226
Document Number	0000001760
Instrument Date	Jan 6, 2017
Instrument	1760
Transaction Type	Transfer
Record Updated	Feb 15, 2017

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2709 BERNIECE DR CHAMPAIGN IL 618227226, CHAMPAIGN, IL 61822-7226

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign Township
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$103,400 (+30.74%) Land $13,550 Building $89,850	$310,200 (+30.74%) Land $40,650 Building $269,550
2024	$5,812.00 (+11.13%)
2022	$5,230.00 Homeowner's exemption Senior Citizen's exemption	$79,090 Land $10,360 Building $68,730	$237,270 Land $31,080 Building $206,190

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Mediacom Xtream.

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