2709 3rd Ct, Palm Harbor, FL 34684 Property Records

Pinellas County property record for 2709 3rd Ct, Palm Harbor, FL 34684

Property Summary

Property Type	Planned Unit Development
Details	2 bd · 3 ba · 1,344 sqft · built 1986
Lot Size	0.031 acres (1,359 sqft)
Owner	Individual Name on Record
Last Sale	$287,000 (May 2024)
Tax Bill	$3,673 (2025)
Deeds & Mortgages	May 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C62-000-758-8563-2`

Property Details

APN / Parcel Number

Primary APN	`C62-000-758-8563-2`
Alternative APNs	`07-28-16-95583-000-0743` `281607955830000743` `162807955830000743` `R73223`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1993
Exterior Material	Concrete
Construction Type	Wood
Lot Area	1,359 sqft (0.031 acres)
View / Lot	Corner
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	R73223
Street Address	2709 3RD CT
City	PALM HARBOR
State	FL
Zip	34684-3810
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Local Zoning Code	RPD75
Legal Description	WEDGE WOOD OF PALM HARBOR UNIT 2 LOT 74C
Legal Range	16E
Legal Township	28S
Legal Section	7
Legal Subdivision	WEDGE WOOD OF PALM HARBOR
Legal Tract	95583
Legal Lot Number	74C
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	3
Census Block	3003
Census Tract	27317

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2709 311 O CT, PALM HARBOR, FL 34684
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 10, 2024 · Amount on Record
Deed Sale	May 10, 2024 · Amount on Record
Prior Sale	Jul 30, 2002 · Amount on Record
Deed Document Number	2024120248
Deed Book / Page	22795 / 2437
Record Updated	Oct 29, 2026

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	May 10, 2024
Property Address	2709 3RD CT, PALM HARBOR, FL 34684-3810
Document Number	0227952437
Book / Page	22795 / 2437
Map Reference	MB 93 PG 3-5
Instrument Date	May 2, 2024
Instrument	2024120248
Transaction Type	Transfer
Record Updated	May 22, 2024
Title Company	ANCLOTE TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,009.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 26, WHITE HALL, MD 21161-0026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2709 3RD CT, PALM HARBOR, FL 34684-3810

Mortgage

Document Number	0227952438
Date	May 10, 2024
Instrument	22795/2438

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2054

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,673.00 (+416.6%) Homeowner's exemption	$237,817 (+206.95%) Building $237,817	$237,817 (-5.21%) Building $237,817
2023	$711.00 (+6.12%) Homeowner's exemption Senior Citizen's exemption	$77,478 (+3%)	$250,892 (+24.74%) Building $250,892
2022	$670.00 Homeowner's exemption Senior Citizen's exemption	$75,221	$201,138 Building $201,138

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 31 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	3 (1992–2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20