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2708 Timbergrove St, Saint Cloud, FL 34771 Property Records

Osceola County property record for 2708 Timbergrove St, Saint Cloud, FL 34771

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 2,904 sqft · built 2021
Lot Size0.139 acres (6,098 sqft)
OwnerIndividual Name on Record
Last Sale$539,600 (Jan 2022)
Tax Bill$6,816 (2025)
Deeds & MortgagesJan 2022 Sale & Mortgage
Flood ZoneZone A (high risk)
APN092531502300010680

Property Details

APN / Parcel Number

Primary APN092531502300010680

Interior

Bedrooms5 Beds
Full Baths4 Baths
Stories2 Stories
Building Area2,904 sqft Heated Area
Gross Area3,672 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2021
Exterior MaterialFiber Cement Siding
Construction TypeFrame
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,098 sqft (0.139 acres)
Garage TypeFinished
PorchOpen Porch
Porch Area260 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address2708 TIMBERGROVE ST
CitySAINT CLOUD
StateFL
Zip34771-9318
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSPLIT OAK RESERVE PB 29 PGS 121-124 LOT 68
Legal SubdivisionSPLIT OAK RESERVE
Legal Lot Number68
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1031
Census Tract43700

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-owner2 Co-owners on Record
Mailing Address2708 TIMBERGROVE ST, SAINT CLOUD, FL 34771-9318
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names4 Names on Deed
Last SaleJan 21, 2022 · Amount on Record
Deed SaleJan 21, 2022 · Amount on Record
Deed Document Number2022011890
Deed Book / Page6134 / 1482
Record UpdatedJun 8, 2026

January 2022: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateJan 21, 2022
Property Address2708 TIMBERGROVE ST, SAINT CLOUD, FL 34771-9318
Document Number0061341482
Book / Page6134 / 1482
Map ReferenceMB 29 PG 121-124
Instrument DateDec 29, 2021
Instrument2022011890
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 12, 2025
Title CompanyPGP TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,777.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4901 VINELAND ROAD STE 500, 500, ORLANDO, FL 32811-7383

Transferred To (Grantee/Buyer)

NameVerified Name
Address2708 TIMBERGROVE ST, SAINT CLOUD, FL 34771-9318

Mortgage

Document Number0061341484
DateJan 21, 2022
Instrument6134/1484
Lender
NamePULTE MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2052

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,816.00 (+6.43%) Homeowner's exemption$481,423 (+5.99%)$535,300 (+3.98%) Land $93,000 Building $442,300
2023$6,404.00 (+14.23%) Homeowner's exemption$454,230 (+3%)$514,800 (+16.73%) Land $93,000 Building $421,800
2022$5,606.00 Homeowner's exemption$441,000 Land $70,000 Building $371,000$441,000 Land $70,000 Building $371,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 330 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies330 in force
Nearby Flood Claims18 (2004–2022)
Claims Outside the SFHA1 of 18
Most Recent ClaimOct 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Oct 2022 · 2 claims
  • Hurricane Ian, Sep 2022 · 5 claims
  • Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 78% of the US · above 66% of Florida
Wildfire Likelihood0.6% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY-POINCIANA SYSTEM
public/private · serves 69,447 people · EPA ID FL3494429
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: Hotwire Communications, Xfinity.

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