2708 Summit Ct, Urbana, IL 61802 Property Records

Champaign County property record for 2708 Summit Ct, Urbana, IL 61802

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,519 sqft · built 1979
Lot Size	0.23 acres (10,022 sqft)
Owner	2 Company Names on Record
Last Sale	$156,500 (Aug 2018)
Tax Bill	$5,784 (2024)
Deeds & Mortgages	Aug 2023 Transfer May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`93-21-28-229-008`

Property Details

APN / Parcel Number

Primary APN	`93-21-28-229-008`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,519 sqft Building Perimeter
1st Floor Area	1,519 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	10,022 sqft (0.23 acres)
Garage Type	Attached
Garage Area	462 sqft
Driveway	Concrete Driveway
Driveway Area	510 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	2708 SUMMIT CT
City	URBANA
State	IL
Zip	61802-7043
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 36 MYRA RIDGE 2ND SUB
Legal Range	09E
Legal Township	19N
Legal Section	28
Legal Subdivision	MYRA RIDGE 2ND SUB
Legal Lot Number	36
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CUNNINGHAM
Census Block Group	1
Census Block	1015
Census Tract	5702

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	2708 SUMMIT CT, URBANA, IL 61802-7043
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2023	Intrafamily Transfer, Transfer
May 9, 2020	Deed of Trust, Mortgage · VA Mortgage USAA
Aug 13, 2018	Warranty Deed, Transfer · VA Mortgage PNC BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2018 · Amount on Record
Deed Sale	Aug 13, 2018 · Amount on Record
Deed Document Number	201814114
Last Transfer Date	Jun 30, 2023
Transfer Doc	0000011416
Record Updated	Oct 29, 2026

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHAMPAIGN IL
Recording Date	Aug 11, 2023
Property Address	2708 SUMMIT CT, URBANA, IL 61802-7043
Document Number	0000011416
Map Reference	MB Z PG 30
Instrument Date	Jun 30, 2023
Instrument	2023R11416
Transaction Type	Transfer
Record Updated	Aug 23, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	2708 SUMMIT CT, URBANA, IL 61802-7043
Document Number	0000008319
Instrument Date	May 9, 2020
Transaction Type	Mortgage
Record Updated	Jul 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2708 SUMMIT CT URBANA IL 618027043, URBANA, IL 61802-7043

Mortgage

Document Number	0000008319
Date	May 19, 2020
Instrument	8319

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 18, 2050

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Aug 13, 2018
Property Address	2708 SUMMIT CT, URBANA, IL 61802-7043
Document Number	0000014114
Map Reference	MB Z PG30
Instrument Date	Jul 26, 2018
Instrument	2018R14114
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$234.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2708 SUMMIT CT, URBANA, IL 61802-7043

Mortgage

Document Number	0000014115
Date	Aug 13, 2018
Instrument	2018R14115

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Interest

Rate	4.37%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Cunningham Township
Municipality	Urbana City
Unified School District	Urbana School District 116 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$65,680 (+25.9%) Land $18,650 Building $47,030	$197,040 (+25.9%) Land $55,950 Building $141,090
2024	$5,784.00 (+15.75%)
2022	$4,997.00 Homeowner's exemption	$52,170 Land $14,820 Building $37,350	$156,510 Land $44,460 Building $112,050

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1998)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 1998 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Pavlov Media.

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