2708 School St, Two Rivers, WI 54241 Property Records

Manitowoc County property record for 2708 School St, Two Rivers, WI 54241

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,356 sqft · built 1927
Lot Size	0.075 acres (3,267 sqft)
Owner	Individual Name on Record
Last Sale	$167,000 (Jul 2026)
Tax Bill	$1,963 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`53-153-001-160.09`

Property Details

APN / Parcel Number

Primary APN	`53-153-001-160.09`
Alternative APNs	`053-153-001-160.09` `1530011609`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,356 sqft Living Area
Gross Area	2,405 sqft
Basement Area	775 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Exterior Material	Stucco
Roof Material	Asphalt
Lot Area	3,267 sqft (0.075 acres)
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2708 SCHOOL ST
City	TWO RIVERS
State	WI
Zip	54241-2028
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	RESUB OF BLKS 1 & 2 OF JOHN GRUMANNS ADD N 55` OF LOT 16 BLK 1
Legal Subdivision	OF JOHN GRUMANNS ADD
Legal Block	1,2
Legal Lot Number	16
Jurisdiction	MANITOWOC WI
Township / Civil Division	TWO RIVERS
Census Block Group	1
Census Block	1014
Census Tract	5300

Owner

Source: Manitowoc County records, as of August 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2708 SCHOOL ST, TWO RIVERS, WI 54241-2028
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Warranty Deed, Transfer · Conventional Mortgage BANK CTR FIRST
Apr 18, 2022	Warranty Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2026 · Amount on Record
Deed Sale	Jul 31, 2026 · Amount on Record
Prior Sale	Apr 18, 2022 · Amount on Record
Deed Document Number	20261297707
Deed Book / Page	3782 / 243
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANITOWOC WI
Recording Date	Jul 31, 2026
Property Address	2708 SCHOOL ST, TWO RIVERS, WI 54241-2028
Document Number	0001297707
Book / Page	3782 / 243
Instrument Date	Jul 31, 2026
Instrument	20261297707
Transaction Type	Transfer
Record Updated	Aug 10, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$50,601.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2708 SCHOOL ST, TWO RIVERS, WI 54241-2028

Mortgage

Document Number	0001297708,
Date	Jul 31, 2026
Instrument	20261297708

Lender

Name	BANK CTR FIRST

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANITOWOC WI
Recording Date	Apr 18, 2022
Property Address	2708 SCHOOL ST, TWO RIVERS, WI 54241-2028
Document Number	003489/116
Book / Page	3489 / 116
Instrument Date	Apr 15, 2022
Instrument	1250015
Transaction Type	Transfer
Record Updated	May 11, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$375.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2708 SCHOOL ST, TWO RIVERS, WI 54241-2028

Mortgage

Document Number	0001250016
Date	Apr 18, 2022
Instrument	1250016

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

Source: Manitowoc County assessment roll, as of June 12, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Manitowoc County
Municipality	Two Rivers City
Unified School District	Two Rivers School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,963.00 (+18.18%)	$116,500 (+84.04%) Land $6,500 Building $110,000	$134,691 (+34.15%) Land $7,515 Building $127,176
2023	$1,661.00	$63,300 Land $4,800 Building $58,500	$100,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 22, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TWO RIVERS WATERWORKS serves 11,270 people · EPA ID WI4360436
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	13 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
Bertram Communications Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity.

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