2708 River Run Rd, Navarre, FL 32566 Property Records

Santa Rosa County property record for 2708 River Run Rd, Navarre, FL 32566

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,842 sqft · built 1996
Lot Size	0.702 acres (30,579 sqft)
Owner	Individual Name on Record
Last Sale	$182,000 (Dec 2009)
Tax Bill	$1,336 (2024)
Deeds & Mortgages	Jan 2022 Mortgage Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-2S-26-3412-00000-0230`

Property Details

APN / Parcel Number

Primary APN	`08-2S-26-3412-00000-0230`
Alternative APN	`S262083412000000230`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,842 sqft Living Area
Gross Area	2,531 sqft
1st Floor Area	1,842 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	30,579 sqft (0.702 acres)
Lot Dimensions	373 ft deep x 82 ft wide
Garage Type	Attached
Garage Area	512 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	57 sqft
Deck Area	120 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2708 RIVER RUN RD
City	NAVARRE
State	FL
Zip	32566-6304
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HCD
Legal Description	RIVER RUN ESTATES LOT 23 AS DES IN OR 2949 PG 1045 & AS DES IN OR 3791 PG 1079
Legal Range	26W
Legal Township	2S
Legal Section	08
Legal Subdivision	RIVER RUN ESTATES
Legal Lot Number	23
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HOLLEY-NAVARRE
Census Block Group	1
Census Block	1308
Census Tract	10802

Owner

Source: Santa Rosa County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2708 RIVER RUN RD, NAVARRE, FL 32566-6304
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Jul 9, 2020	Deed of Trust, Mortgage · VA Mortgage MR COOPER
Dec 19, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 23, 2018	Loan Modification, Mortgage · Conventional Mortgage MR COOPER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2009 · Amount on Record
Deed Sale	Dec 28, 2009 · Amount on Record
Prior Sale	Sep 14, 2001
Deed Document Number	200945001
Deed Book / Page	2949 / 1045
Last Transfer Date	Dec 14, 2018
Transfer Doc	0037911079
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	2708 RIVER RUN RD, NAVARRE, FL 32566-6304
Transaction Type	Mortgage
Record Updated	Feb 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2708 RIVER RUN RD, NAVARRE, FL 32566-6304

Mortgage

Document Number	0042290996
Date	Jan 4, 2022
Book Page	4229/996
Instrument	202200530

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	2708 RIVER RUN RD, NAVARRE, FL 32566-6304
Document Number	0039771414
Instrument Date	Jul 9, 2020
Transaction Type	Mortgage
Record Updated	Aug 10, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2708 RIVER RUN RD NAVARRE FL 325666304, NAVARRE, FL 32566-6304

Mortgage

Document Number	0039771414
Date	Jul 16, 2020
Book Page	003977/001414
Instrument	35464

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 15, 2050

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Dec 19, 2018
Property Address	2708 RIVER RUN RD, NAVARRE, FL 32566-6304
Document Number	0037911079
Book / Page	003791 / 001079
Instrument Date	Dec 14, 2018
Instrument	53638
Transaction Type	Transfer
Record Updated	Feb 1, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2708 RIVER RUN RD NAVARRE FL 325666304, NAVARRE, FL 32566-6304

October 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SANTA ROSA FL
Property Address	2708 RIVER RUN RD, NAVARRE, FL 32566-6304
Document Number	0037950718
Instrument Date	Oct 23, 2018
Transaction Type	Mortgage
Record Updated	Feb 27, 2019
Title Company	CORELOGIC-SOLUTIONS EXPRESS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2708 RIVER RUN RD NAVARRE FL 325666304, NAVARRE, FL 32566-6304

Mortgage

Document Number	0037950718
Date	Jan 7, 2019
Book Page	003795/000718
Instrument	529

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 6, 2049

Interest

Rate	5.12%

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$145,111 (+2.9%)	$247,412 (+2.39%) Land $39,900 Building $207,512
2024	$1,336.00 (+3.17%) Homeowner's exemption	$141,021 (+3%)	$241,641 (+2.68%) Land $39,900 Building $201,741
2023	$1,295.00 (+3.43%) Homeowner's exemption	$136,914 (+3%)	$235,343 (+7.3%) Land $39,900 Building $195,443
2022	$1,252.00 Homeowner's exemption	$132,926	$219,340 Land $29,400 Building $189,940

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 198 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	198 in force
Nearby Flood Claims	133 (1995–2024)
Claims Outside the SFHA	28 of 133
Most Recent Claim	Jun 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 31 claims Hurricane Frances, Sep 2004 · 68 claims Hurricane Opal, Oct 1995 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 81% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber · DSL	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: Verizon.

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