Kane County property record for 2708 Regency Ct E, Saint Charles, IL 60175
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,530 sqft · built 2013 |
| Lot Size | 0.134 acres (5,853 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $352,500 (Oct 2019) |
| Tax Bill | $10,811 (2025) |
| Deeds & Mortgages | Sep 2023 Line of Credit Oct 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-29-422-021 |
| Primary APN | 09-29-422-021 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,530 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,853 sqft (0.134 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 2708 REGENCY CT E |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60175-7003 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | REGENCY ESTATES RESUB LT 16 |
| Legal Subdivision | REGENCY ESTATES |
| Legal Block | 3 |
| Legal Lot Number | 16 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 852203 |
Source: Kane County records · APN 09-29-422-021
Assessment roll updated December 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2708 REGENCY CT E, SAINT CHARLES, IL 60175-7003 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Sep 07, 2023 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Oct 03, 2019 | Warranty Deed, Transfer · Conventional Mortgage PLATINUM HOME MORTGAGE CORP |
| Sep 13, 2017 | Warranty Deed, Transfer · Conventional Mortgage US BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 03, 2019 · Amount on Record |
| Deed Sale | Oct 03, 2019 · Amount on Record |
| Prior Sale | Sep 13, 2017 · Amount on Record |
| Deed Document Number | 201946565 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 2708 REGENCY CT E, ST CHARLES, IL 60175-7003 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2023 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 2708 REGENCY CT E, SAINT CHARLES, IL 60175-7003 |
| Document Number | 0000031138 |
|---|---|
| Date | Sep 07, 2023 |
| Instrument | 2023K031138 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 20, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Oct 03, 2019 |
| Property Address | 2708 REGENCY CT E, ST CHARLES, IL 60175-7003 |
| Document Number | 0000046565 |
| Map Reference | DOC 2011K031442 |
| Instrument Date | Oct 01, 2019 |
| Instrument | 2019K046565 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $352.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 39W789 KELLAR SQ, 39W789, GENEVA, IL 60134-5310 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 661 DOGLEG LN, BARTLETT, IL 60103-1534 |
| Document Number | 0000046566 |
|---|---|
| Date | Oct 03, 2019 |
| Instrument | 2019K046566 |
| Name | PLATINUM HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.99% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Sep 13, 2017 |
| Property Address | 2708 REGENCY CT E, ST CHARLES, IL 60175-7003 |
| Document Number | 0000047988 |
| Map Reference | DOC2011K031442 |
| Instrument Date | Sep 01, 2017 |
| Instrument | 2017K047988 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | ATTORNEYS TITLE GUARANTY FUN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $343.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 2708 REGENCY CT E, SAINT CHARLES, IL 60175-7003 |
| Document Number | 0000047989 |
|---|---|
| Date | Sep 13, 2017 |
| Instrument | 2017K047989 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2047 |
| Rate | 3.87% |
|---|
Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Municipality | St. Charles City |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,811.00 (+11.5%) Homeowner's exemption | ||
| 2024 | $149,404 (+18.49%) Land $37,240 Building $112,164 | $448,391 (+18.54%) Land $111,765 Building $336,627 | |
| 2022 | $9,696.00 (+4.12%) Homeowner's exemption | $126,089 (+4.91%) Land $36,893 Building $89,196 | $378,267 (+4.91%) Land $110,679 Building $267,588 |
| 2021 | $9,312.00 Homeowner's exemption | $120,187 Land $35,166 Building $85,021 | $360,561 Land $105,498 Building $255,063 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), as of October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 95% of the US · lower than 70% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| AT&T Fiber · Fixed Wireless · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| Opiquad Fixed Wireless | 100 / 20 |
Based on FCC filings for 409 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system IL0894830, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST CHARLES serves 33,081 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2022 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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