El Dorado County property record for 2708 Paymaster Trl, Cool, CA 95614 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,614 sqft · built 1987 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $519,000 (Jan 2025) |
| Tax Bill | $4,916 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Jul 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 072-371-014-000 |
| Primary APN | 072-371-014-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 2,614 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 15,246 sqft (0.35 acres) |
| Garage Type | Attached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Patio Area | 2,614 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Water Source | Commercial |
| Street Address | 2708 PAYMASTER TRL |
|---|---|
| City | COOL |
| State | CA |
| Zip | 95614-2113 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L 1852 AUBURN LK TRLS 7 |
| Legal Subdivision | AUBURN LK TRLS 7 |
| Legal Lot Number | 1852 |
| Jurisdiction | EL DORADO CA |
| Township / Civil Division | NORTH EL DORADO |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 30601 |
Source: El Dorado County records · APN 072-371-014-000
Assessment roll updated August 18, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2708 PAYMASTER TRL, COOL, CA 95614-2113 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Surviving Spouse |
| Date | Document |
|---|---|
| Aug 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JWH FINANCIAL INC |
| Jul 16, 2019 | Grant Deed, Transfer · Conventional Mortgage SAFE CU |
| Jul 14, 2017 | Deed of Trust, Mortgage · Line of Credit OPERATING ENGINEERS #3 FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 07, 2025 · Amount on Record |
| Deed Sale | Jan 07, 2025 · Amount on Record |
| Prior Sale | Jul 16, 2019 · Amount on Record |
| Deed Document Number | 2025344 |
| Prior Transfer Date | Jan 03, 2025 |
| Prior Transfer Doc | 0000000346 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 2708 PAYMASTER TRL, COOL, CA 95614-2113 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2021 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|---|
| Address | 2708 PAYMASTER TRL, COOL, CA 95614-2113 |
| Document Number | 0000053926 |
|---|---|
| Date | Aug 19, 2021 |
| Instrument | 2021-0053926 |
| Name | JWH FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVINE, CA 92614 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | Jul 16, 2019 |
| Property Address | 2708 PAYMASTER TRL, COOL, CA 95614-2113 |
| Document Number | 0000027647 |
| Map Reference | MB E PG 66 |
| Instrument Date | Jul 08, 2019 |
| Instrument | 2019-0027647 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2021 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2708 PAYMASTER TRL, COOL, CA 95614-2113 |
| Document Number | 0000027648 |
|---|---|
| Date | Jul 16, 2019 |
| Instrument | 2019-0027648 |
| Name | SAFE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 2708 PAYMASTER TRL, COOL, CA 95614-2113 |
| Document Number | 0000029608 |
| Instrument Date | Jul 14, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2708 PAYMASTER TRL COOL CA 956142113, COOL, CA 95614-2113 |
| Document Number | 0000029608 |
|---|---|
| Date | Jul 19, 2017 |
| Instrument | 29608 |
| Name | OPERATING ENGINEERS #3 FCU |
|---|---|
| Type | Credit Union |
| Address | LIVERMORE, CA 94551 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 18, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: El Dorado County records · Assessment roll updated August 18, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | El Dorado County |
| Unified School District | Black Oak Mine Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,916.00 (+5.99%) | $448,390 (+4.04%) Land $60,148 Building $388,242 |
| 2024 | $4,638.00 (+2.09%) | |
| 2023 | $4,543.00 (+1.07%) | $430,980 Land $57,813 Building $373,167 |
| 2022 | $4,495.00 |
Source: FEMA National Flood Hazard Layer, El Dorado County (06017C), updated August 25, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | High above 82% of the US · above 60% of California |
|---|---|
| Wildfire Likelihood | About 1 in 161 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 201 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Xfinity | Cable | 1,200 / 35 |
| Verizon | Fixed Wireless | 300 / 20 |
| Cal.net | Fixed Wireless | 100 / 20 |
May also be available at this address: T-Mobile USA, Zeta Broadband. Availability varies by address; speeds are provider-advertised maximums, not measured.
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