Santa Cruz County property record for 2708 Orchard St, Soquel, CA 95073
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,538 sqft · built 1957 |
| Lot Size | 0.267 acres (11,631 sqft) |
| Owner | Individual Name on File |
| Last Sale | $780,000 (Mar 2017) |
| Tax Bill | $12,767 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Jun 2022 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 037-171-14 |
| Primary APN | 037-171-14 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Building Area | 2,538 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Duplex Single |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 11,631 sqft (0.267 acres) |
| Garage Type | Carport |
| Garage Area | 456 sqft |
| Carport | Carport |
| Carport Area | 456 sqft |
| Parking Spaces | 2 Parking Spaces |
| Total Buildings | 2 Buildings |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Floor/Wall Furnace |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2708 ORCHARD ST |
|---|---|
| City | SOQUEL |
| State | CA |
| Zip | 95073-2628 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM-4 |
| Legal Subdivision | A037 17 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 122005 |
2708 Orchard St is owned and occupied by an individual who bought it in March 2017.
Source: Santa Cruz County records, as of August 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2708 ORCHARD ST, SOQUEL, CA 95073-2628 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| May 7, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jun 15, 2022 | Deed of Trust, Mortgage · Line of Credit BAY FCU |
| Mar 9, 2026 | Intrafamily Transfer, Transfer |
| Jul 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Mar 17, 2017 | Affidavit of Death, Transfer FIRST AMERICAN TITLE |
| Mar 17, 2017 | Grant Deed, Transfer · FHA Mortgage OPES ADVISORS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 17, 2017 · Amount on File |
| Deed Sale | Mar 17, 2017 · Amount on File |
| Prior Sale | Dec 28, 1995 |
| Deed Document Number | 20179271 |
| Prior Transfer Date | Apr 11, 1994 |
| Prior Transfer Doc | 0000030643 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 2708 ORCHARD ST, SOQUEL, CA 95073-2628 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2026 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 2708 ORCHARD ST, SOQUEL, CA 95073-2628 |
| Investor | Possibly a Property Investor |
| Document Number | 0000026108 |
|---|---|
| Date | May 7, 2021 |
| Instrument | 2021-0026108 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 2708 ORCHARD ST, SOQUEL, CA 95073-2628 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TIT |
| Name | Verified Name |
|---|---|
| Address | 2708 ORCHARD ST, SOQUEL, CA 95073-2628 |
| Investor | Possibly a Property Investor |
| Document Number | 0000018175 |
|---|---|
| Date | Jun 15, 2022 |
| Instrument | 2022-0018175 |
| Name | BAY FCU |
|---|---|
| Type | Credit Union |
| Address | CAPITOLA, CA 95010 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 302 Months |
| Due | Aug 15, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Mar 9, 2026 |
| Property Address | 2708 ORCHARD ST, SOQUEL, CA 95073-2628 |
| Document Number | 0000005151 |
| Instrument Date | Feb 27, 2026 |
| Instrument | 2026-0005151 |
| Transaction Type | Transfer |
| Record Updated | Mar 30, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2708 ORCHARD ST, SOQUEL, CA 95073-2628 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 2708 ORCHARD ST, SOQUEL, CA 95073-2628 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0000024545 |
|---|---|
| Date | Jul 8, 2020 |
| Instrument | 2020-0024545 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2050 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Mar 17, 2017 |
| Property Address | 2708 ORCHARD ST, SOQUEL, CA 95073-2628 |
| Document Number | 0000009270 |
| Instrument Date | Mar 16, 2017 |
| Instrument | 9270 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Partnership |
| Address | 1414 SOQUEL AVE #202 SANTA CRUZ CA 950622100, 202, SANTA CRUZ, CA 95062-2100 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Mar 17, 2017 |
| Property Address | 2708 ORCHARD ST, SOQUEL, CA 95073-2628 |
| Document Number | 0000009271 |
| Instrument Date | Mar 16, 2017 |
| Instrument | 9271 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $858.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 2708 ORCHARD ST SOQUEL CA 950732628, SOQUEL, CA 95073-2628 |
| Document Number | 9272 |
|---|---|
| Date | Mar 17, 2017 |
| Instrument | 9272 |
| Name | OPES ADVISORS |
|---|---|
| Address | CUPERTINO, CA 95014 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 16, 2047 |
The 2025 property tax bill for 2708 Orchard St was $12,767, up 7.3% from the year before.
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Secondary School District | Santa Cruz City High School District (9-12) (09 - 12) |
| Elementary School District | Soquel Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,363,315 (+40.76%) Land $887,848 Building $475,467 | |
| 2025 | $12,767.00 (+7.26%) Homeowner's exemption | $968,521 Land $870,440 Building $98,081 |
| 2024 | $11,903.00 (+2.32%) | |
| 2023 | $11,633.00 (+1.28%) Homeowner's exemption | $930,911 Land $836,639 Building $94,272 |
| 2022 | $11,486.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 2708 Orchard St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2708 Orchard St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 617 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: Cruzio, Etheric Networks, Surfnet Communications, Verizon.
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