2708 N 25th St, Ozark, MO 65721 Property Records

Christian County property record for 2708 N 25th St, Ozark, MO 65721

Property Summary

Property Type	Single Family Home
Details	5 bd · 1 ba · 3,773 sqft · built 2002
Lot Size	0.258 acres (11,264 sqft)
Owner	Individual Name on File
Deeds & Mortgages	Aug 2023 Line of Credit Jul 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`11-0.5-16-1-1-3`

Property Details

APN / Parcel Number

Primary APN	`11-0.5-16-1-1-3`
Alternative APN	`11-0.5-16-001-001-003.000`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Plumbing Fixtures	7 Plumbing Fixtures
Building Area	3,773 sqft Adjusted Area
1st Floor Area	1,885 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Exterior Material	Brick Veneer
Foundation Type	Retaining Wall
Roof Type	Hip
Roof Material	Asbestos
Lot Area	11,264 sqft (0.258 acres)
Lot Dimensions	128 ft deep x 88 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Street Address	2708 N 25TH ST
City	OZARK
State	MO
Zip	65721-9130
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 114 OZARK HEIGHTS PHASE 3
Legal Range	21
Legal Township	27
Legal Section	16
Legal Subdivision	OZARK HEIGHTS
Legal Phase	3
Legal Lot Number	114
Jurisdiction	CHRISTIAN MO
Township / Civil Division	CASSIDY
Census Block Group	1
Census Block	1003
Census Tract	20308

Owner

2708 N 25th St is owned and occupied by an individual who acquired it in October 2018.

Source: Christian County records, as of January 19, 2026

Owner of Record	Individual Name on File
Mailing Address	2708 N 25TH ST, OZARK, MO 65721-9130
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2023	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Jul 2, 2018	Deed of Trust, Mortgage · Commercial Mortgage UMB BANK NA
Nov 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Oct 26, 2018	Warranty Deed, Transfer · Conventional Mortgage GREAT SOUTHERN BANK
Feb 21, 2018	Trustee's Deed, Foreclosure · Commercial Mortgage OAKSTAR BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 2018
Deed Sale	Oct 26, 2018
Prior Sale	Feb 21, 2018 · Amount on File
Deed Document Number	2018014218
Deed Book / Page	2018 / 014218
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	2708 N 25TH ST, OZARK, MO 65721-9130
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2708 N 25TH ST, OZARK, MO 65721-9130

Mortgage

Document Number	0202309360
Date	Aug 29, 2023
Book Page	2023/9360
Instrument	2023L09485

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	481 Months
Due	Sep 1, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	2708 N 25TH ST, OZARK, MO 65721-9130
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHOICE ESCROW & LAND TTL LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201808497
Date	Jul 2, 2018
Book Page	2018/08497
Instrument	2018L08592

Lender

Name	UMB BANK NA
Type	Bank
Address	SPRINGFIELD, MO 65807

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	2708 N 25TH ST, OZARK, MO 65721-9130
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202020064
Date	Nov 30, 2020
Book Page	2020/20064
Instrument	2020L20256

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Oct 26, 2018
Property Address	2708 N 25TH ST, OZARK, MO 65721-9130
Document Number	0201814218
Book / Page	2018 / 14218
Instrument Date	Oct 25, 2018
Instrument	2018L14365
Transaction Type	Transfer
Record Updated	Mar 17, 2022
Title Company	HOGAN LAND TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2708 N 25TH ST, OZARK, MO 65721-9130

Mortgage

Document Number	2018L14366
Date	Oct 26, 2018
Instrument	2018L14366

Lender

Name	GREAT SOUTHERN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

February 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Feb 21, 2018
Property Address	2708 N 25TH ST, OZARK, MO 65721-9130
Document Number	0201802068
Book / Page	2018 / 02068
Instrument Date	Feb 16, 2018
Instrument	2018L02094
Transaction Type	Foreclosure
Record Updated	Mar 17, 2022
Title Company	TITAN TITLE & CLOSING LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2708 N 25TH ST, OZARK, MO 65721-9130

Mortgage

Document Number	2018L02095
Date	Feb 21, 2018
Instrument	2018L02095

Lender

Name	OAKSTAR BANK NA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Christian County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Christian County
Municipality	Ozark City
Unified School District	Ozark R-VI School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$59,470	$313,000 Land $40,000 Building $273,000
2023	$54,190	$285,200 Land $40,000 Building $245,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2708 N 25th St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 1, 2023

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2708 N 25th St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OZARK PWS serves 23,248 people · EPA ID MO5010619
Water Source	Groundwater
Last State Inspection	Aug 2022
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Wisper ISP Fixed Wireless	400 / 30

May also be available: Verizon.

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