2708 Middle St, Orlando, FL 32807 Property Records

Orange County property record for 2708 Middle St, Orlando, FL 32807

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,050 sqft · built 1975
Lot Size0.195 acres (8,500 sqft)
OwnerIndividual Name on File
Last Sale$337,900 (Nov 2022)
Tax Bill$3,706 (2025)
Deeds & MortgagesJul 2021 Mortgage
Nov 2022 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN14-22-30-3334-00-570

Property Details

APN / Parcel Number

Primary APN14-22-30-3334-00-570
Alternative APNs
  • 302214333400570
  • 487090
  • 492753
  • 497377

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms1 Room
Stories1 Story
Building Area1,050 sqft Living Area
Gross Area1,550 sqft
1st Floor Area1,050 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 2000
Exterior MaterialConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,500 sqft (0.195 acres)
Garage TypeAttached
Garage Area350 sqft
Parking Spaces1 Parking Space
PorchFinished/Open Porch
Porch Area150 sqft
Patio Area140 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address2708 MIDDLE ST
CityORLANDO
StateFL
Zip32807-6414
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1A
Legal DescriptionHANGING MOSS ESTATES 5/112 LOT 57
Legal Range30E
Legal Township22S
Legal Section14
Legal SubdivisionHANGING MOSS ESTS
Legal Tract3334
Legal Lot Number57
JurisdictionORANGE FL
Township / Civil DivisionORLANDO
Census Block Group3
Census Block3006
Census Tract16407

Owner

2708 Middle St is owned and occupied by an individual who bought it in November 2022.

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address2708 MIDDLE ST, ORLANDO, FL 32807-6414
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jul 7, 2021Deed of Trust, Mortgage · Conventional Mortgage
SOFI LENDING CORP
Nov 7, 2022Warranty Deed, Transfer · Conventional Mortgage
HOME1ST LENDING LLC
Aug 16, 2022Warranty Deed, Transfer
FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO
Jul 7, 2021Deed of Trust, Mortgage · Conventional Mortgage
SOFI LENDING CORP
Dec 22, 2020Deed of Trust, Mortgage · Conventional Mortgage
DISCOVER BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 7, 2022 · Amount on File
Deed SaleNov 7, 2022 · Amount on File
Prior SaleAug 16, 2022 · Amount on File
Deed Document Number2022678273
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address2708 MIDDLE ST, ORLANDO, FL 32807-6414
Transaction TypeMortgage
Record UpdatedJul 1, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address2708 MIDDLE ST, ORLANDO, FL 32807-6414

Mortgage

Document Number0000402791
DateJul 7, 2021
Instrument20210402791
Lender
NameSOFI LENDING CORP
TypeLending Institution
AddressSALT LAKE CITY, UT 84121
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2051

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateNov 7, 2022
Property Address2708 MIDDLE ST, ORLANDO, FL 32807-6414
Document Number0000678273
Map ReferenceMB 5 PG 112
Instrument DateNov 4, 2022
Instrument20220678273
Transaction TypeTransfer
Record UpdatedNov 22, 2022
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,365.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2150 E GERMANN RD STE 1, 2150, CHANDLER, AZ 85286-1662

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2708 MIDDLE ST, ORLANDO, FL 32807-6414

Mortgage

Document Number0000678274
DateNov 7, 2022
Instrument20220678274
Lender
NameHOME1ST LENDING LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2052

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateAug 16, 2022
Property Address2708 MIDDLE ST, ORLANDO, FL 32807-6414
Document Number0000500206
Map ReferenceMB 5 PG 112
Instrument DateAug 11, 2022
Instrument20220500206
Transaction TypeTransfer
Record UpdatedJul 1, 2026
Title CompanyFIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount on Record
Tax$2,100.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1820 SHADOW VIEW CIR, MAITLAND, FL 32751-7510

Transferred To (Grantee/Buyer)

NameVerified Name
Address2150 E GERMANN RD STE 1, 1, CHANDLER, AZ 85286-1662
InvestorPossibly a Property Investor

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address2708 MIDDLE ST, ORLANDO, FL 32807-6414
Transaction TypeMortgage
Record UpdatedJul 27, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address2708 MIDDLE ST, ORLANDO, FL 32807-6414

Mortgage

Document Number20210402791
DateJul 7, 2021
Instrument20210402791
Lender
NameSOFI LENDING CORP
TypeLending Institution
AddressSALT LAKE CITY, UT 84121
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2051

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address2708 MIDDLE ST, ORLANDO, FL 32807-6414
Document Number0000681145
Instrument DateDec 22, 2020
Transaction TypeMortgage
Record UpdatedJan 18, 2021
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
Address2708 MIDDLE ST ORLANDO FL 328076414, ORLANDO, FL 32807-6414

Mortgage

Document Number0000681145
DateDec 30, 2020
Instrument681145
Lender
NameDISCOVER BK
TypeBank
AddressNEW CASTLE, DE 19720
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 29, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2708 Middle St was $3,706, up 5.7% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$248,608 (+2.7%)$306,190 (+3.72%) Land $70,000 Building $236,190
2025$3,706.00 (+5.7%) Homeowner's exemption$242,072$295,210 Land $55,000 Building $240,210
2024$3,506.00 (+7.48%)
2023$3,262.00 (+107.9%) Homeowner's exemption$228,398 (+88.68%)$266,712 (+52.36%) Land $55,000 Building $211,712
2022$1,569.00 Homeowner's exemption$121,048$175,054 Land $55,000 Building $120,054

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2708 Middle St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 11 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies170 units insured
incl. 159 condo units
Nearby Flood Claims2 (2022)
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2708 Middle St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER PARK, CITY OF (3 WPS)
serves 82,984 people · EPA ID FL3481482
Water SourceGroundwater
Last State InspectionJan 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber · Fixed Wireless
5,000 / 5,000
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

May also be available: CenturyLink, T-Mobile.

Nearby Properties on Middle St

Nearby Streets

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