Orange County property record for 2708 Middle St, Orlando, FL 32807
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,050 sqft · built 1975 |
| Lot Size | 0.195 acres (8,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $337,900 (Nov 2022) |
| Tax Bill | $3,706 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Nov 2022 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-22-30-3334-00-570 |
| Primary APN | 14-22-30-3334-00-570 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 1 Room |
| Stories | 1 Story |
| Building Area | 1,050 sqft Living Area |
| Gross Area | 1,550 sqft |
| 1st Floor Area | 1,050 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,500 sqft (0.195 acres) |
| Garage Type | Attached |
| Garage Area | 350 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Finished/Open Porch |
| Porch Area | 150 sqft |
| Patio Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 2708 MIDDLE ST |
|---|---|
| City | ORLANDO |
| State | FL |
| Zip | 32807-6414 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A |
| Legal Description | HANGING MOSS ESTATES 5/112 LOT 57 |
| Legal Range | 30E |
| Legal Township | 22S |
| Legal Section | 14 |
| Legal Subdivision | HANGING MOSS ESTS |
| Legal Tract | 3334 |
| Legal Lot Number | 57 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | ORLANDO |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 16407 |
2708 Middle St is owned and occupied by an individual who bought it in November 2022.
Source: Orange County records, as of April 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2708 MIDDLE ST, ORLANDO, FL 32807-6414 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SOFI LENDING CORP |
| Nov 7, 2022 | Warranty Deed, Transfer · Conventional Mortgage HOME1ST LENDING LLC |
| Aug 16, 2022 | Warranty Deed, Transfer FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Jul 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SOFI LENDING CORP |
| Dec 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage DISCOVER BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 7, 2022 · Amount on File |
| Deed Sale | Nov 7, 2022 · Amount on File |
| Prior Sale | Aug 16, 2022 · Amount on File |
| Deed Document Number | 2022678273 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 2708 MIDDLE ST, ORLANDO, FL 32807-6414 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 2708 MIDDLE ST, ORLANDO, FL 32807-6414 |
| Document Number | 0000402791 |
|---|---|
| Date | Jul 7, 2021 |
| Instrument | 20210402791 |
| Name | SOFI LENDING CORP |
|---|---|
| Type | Lending Institution |
| Address | SALT LAKE CITY, UT 84121 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Nov 7, 2022 |
| Property Address | 2708 MIDDLE ST, ORLANDO, FL 32807-6414 |
| Document Number | 0000678273 |
| Map Reference | MB 5 PG 112 |
| Instrument Date | Nov 4, 2022 |
| Instrument | 20220678273 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,365.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2150 E GERMANN RD STE 1, 2150, CHANDLER, AZ 85286-1662 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2708 MIDDLE ST, ORLANDO, FL 32807-6414 |
| Document Number | 0000678274 |
|---|---|
| Date | Nov 7, 2022 |
| Instrument | 20220678274 |
| Name | HOME1ST LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Aug 16, 2022 |
| Property Address | 2708 MIDDLE ST, ORLANDO, FL 32807-6414 |
| Document Number | 0000500206 |
| Map Reference | MB 5 PG 112 |
| Instrument Date | Aug 11, 2022 |
| Instrument | 20220500206 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2026 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Tax | $2,100.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1820 SHADOW VIEW CIR, MAITLAND, FL 32751-7510 |
| Name | Verified Name |
|---|---|
| Address | 2150 E GERMANN RD STE 1, 1, CHANDLER, AZ 85286-1662 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 2708 MIDDLE ST, ORLANDO, FL 32807-6414 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 2708 MIDDLE ST, ORLANDO, FL 32807-6414 |
| Document Number | 20210402791 |
|---|---|
| Date | Jul 7, 2021 |
| Instrument | 20210402791 |
| Name | SOFI LENDING CORP |
|---|---|
| Type | Lending Institution |
| Address | SALT LAKE CITY, UT 84121 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 2708 MIDDLE ST, ORLANDO, FL 32807-6414 |
| Document Number | 0000681145 |
| Instrument Date | Dec 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 18, 2021 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Address | 2708 MIDDLE ST ORLANDO FL 328076414, ORLANDO, FL 32807-6414 |
| Document Number | 0000681145 |
|---|---|
| Date | Dec 30, 2020 |
| Instrument | 681145 |
| Name | DISCOVER BK |
|---|---|
| Type | Bank |
| Address | NEW CASTLE, DE 19720 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 29, 2050 |
The 2025 property tax bill for 2708 Middle St was $3,706, up 5.7% from the year before.
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $248,608 (+2.7%) | $306,190 (+3.72%) Land $70,000 Building $236,190 | |
| 2025 | $3,706.00 (+5.7%) Homeowner's exemption | $242,072 | $295,210 Land $55,000 Building $240,210 |
| 2024 | $3,506.00 (+7.48%) | ||
| 2023 | $3,262.00 (+107.9%) Homeowner's exemption | $228,398 (+88.68%) | $266,712 (+52.36%) Land $55,000 Building $211,712 |
| 2022 | $1,569.00 Homeowner's exemption | $121,048 | $175,054 Land $55,000 Building $120,054 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2708 Middle St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2022.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 170 units insured incl. 159 condo units |
| Nearby Flood Claims | 2 (2022) |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2708 Middle St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER PARK, CITY OF (3 WPS) serves 82,984 people · EPA ID FL3481482 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: CenturyLink, T-Mobile.
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