McLennan County property record for 2708 Live Oak Ave, Waco, TX 76708
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,008 sqft · built 1944 |
| Lot Size | 0.189 acres (8,250 sqft) |
| Owner | Individual Name on File |
| Last Sale | $145,302 (Nov 2022) |
| Tax Bill | $2,837 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Nov 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-012200-015800-2 |
| Primary APN | 48-012200-015800-2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,008 sqft Living Area |
| Gross Area | 1,092 sqft |
| 1st Floor Area | 1,008 sqft |
| Flooring | Carpet |
| Year Built | Built 1944 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Composition Shingle |
| Lot Area | 8,250 sqft (0.189 acres) |
| Lot Dimensions | 165 ft deep x 50 ft wide |
| Garage Area | 312 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
| Porch Area | 480 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Street Address | 2708 LIVE OAK AVE |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76708-3204 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | DEAN LOT 3B 4A BLOCK 10 ACRES .1894 |
| Legal Subdivision | DEAN |
| Legal Block | 10 |
| Legal Lot Number | 3B |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 900 |
2708 Live Oak Ave is owned by an individual who bought it in November 2022.
Source: McLennan County records, as of August 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2605 CUMBERLAND AVE, WACO, TX 76707-1319 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 19, 2025 | Deed of Trust, Mortgage · Conventional Mortgage LIBERTY 1 LENDING INC |
| Nov 1, 2022 | Vendor's Lien, Transfer · Conventional Mortgage PRIMELENDING |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 1, 2022 · Amount on File |
| Deed Sale | Nov 1, 2022 · Amount on File |
| Prior Sale | Aug 15, 2013 |
| Deed Document Number | 202242778 |
| Prior Transfer Date | Oct 1, 2014 |
| Prior Transfer Doc | 0000030360 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 2708 LIVE OAK AVE, WACO, TX 76708-3204 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2708 LIVE OAK AVE, WACO, TX 76708-3204 |
| Document Number | 0000035702 |
|---|---|
| Date | Nov 19, 2025 |
| Instrument | 2025035702 |
| Name | LIBERTY 1 LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | LIVONIA, MI 48150 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | Nov 1, 2022 |
| Property Address | 2708 LIVE OAK AVE, WACO, TX 76708-3204 |
| Document Number | 0000042778 |
| Map Reference | VOL 232 PG 212 |
| Instrument Date | Oct 31, 2022 |
| Instrument | 2022042778 |
| Transaction Type | Transfer |
| Record Updated | Nov 14, 2022 |
| Title Company | AMERICAN REALTY TITLE, AMERICAN GUARANTY TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2505 LYLE AVE, 2505, WACO, TX 76708-2774 |
| Name | Verified Name |
|---|---|
| Address | 2605 CUMBERLAND AVE, WACO, TX 76707-1319 |
| Document Number | 0000042779 |
|---|---|
| Date | Nov 1, 2022 |
| Instrument | 2022042779 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2052 |
The 2025 property tax bill for 2708 Live Oak Ave was $2,837, up 1% from the year before.
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Waco City |
| Unified School District | Waco Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $120,489 (-4.52%) Land $24,008 Building $96,481 | $120,489 (-4.52%) Land $24,008 Building $96,481 | |
| 2025 | $2,837.00 (+1.03%) | $126,190 Land $21,780 Building $104,410 | $126,190 Land $21,780 Building $104,410 |
| 2024 | $2,808.00 | ||
| 2023 | $137,790 Land $21,780 Building $116,010 | $137,790 Land $21,780 Building $116,010 | |
| 2022 | $3,089.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2708 Live Oak Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2708 Live Oak Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.9% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WACO serves 146,241 people · EPA ID TX1550008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 484 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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