2708 Ferrand Dr, Durham, NC 27705 Property Records

Durham County property record for 2708 Ferrand Dr, Durham, NC 27705

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,291 sqft · built 1998
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on Record
Last Sale	$487,500 (May 2026)
Tax Bill	$4,731 (2026)
Deeds & Mortgages	May 2026 Sale & Mortgage Jan 2023 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0803-74-6534`

Property Details

APN / Parcel Number

Primary APN	`0803-74-6534`
Alternative APNs	`0803-74-65-3486` `080304746545` `175865`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,291 sqft Heated Area
1st Floor Area	1,740 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Conventional
Lot Area	20,038 sqft (0.46 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	150 sqft
Patio Area	156 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	2708 FERRAND DR
City	DURHAM
State	NC
Zip	27705-1740
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-20
Legal Description	SPRING VLY/BLK:A/LT#21 PL:000052-000060
Legal Subdivision	SPRING VLY
Legal Block	A
Legal Lot Number	21
Jurisdiction	DURHAM NC
Township / Civil Division	DURHAM
Census Block Group	3
Census Block	3000
Census Tract	1713

Owner

Source: Durham County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2712 FERRAND DR, DURHAM, NC 27705-1740
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 18, 2026	Warranty Deed, Transfer · Conventional Mortgage HUNTINGTON NATIONAL BANK
Jan 19, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AGRICULTURE FCU
Dec 30, 2020	Deed of Trust, Mortgage · FHA Mortgage US MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2026 · Amount on Record
Deed Sale	May 18, 2026 · Amount on Record
Prior Sale	Jul 16, 1999 · Amount on Record
Deed Document Number	2026174304
Deed Book / Page	10545 / 695
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	May 18, 2026
Property Address	2708 FERRAND DR, DURHAM, NC 27705-1740
Document Number	0000174304
Book / Page	10545 / 695
Instrument Date	May 12, 2026
Instrument	2026.174304
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$98,475.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2712 FERRAND DR, DURHAM, NC 27705-1740

Mortgage

Document Number	0000174305,
Date	May 18, 2026
Book Page	10545/698
Instrument	2026.174305

Lender

Name	HUNTINGTON NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	2708 FERRAND DR, DURHAM, NC 27705-1740
Transaction Type	Mortgage
Record Updated	Feb 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1400 INDEPENDENCE AVE SW, WASHINGTON, DC 20250-0002

Mortgage

Document Number	0098500184
Date	Jan 19, 2023
Book Page	9850/184
Instrument	2023049634

Lender

Name	AGRICULTURE FCU
Type	Credit Union
Address	WASHINGTON, DC 20250

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jan 15, 2028

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	2708 FERRAND DR, DURHAM, NC 27705-1740
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0091840244
Date	Dec 30, 2020
Book Page	9184/244
Instrument	2020057885

Lender

Name	US MORTGAGE CORP
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2041

Tax Assessment & Valuation

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,731.00 (+2.51%)	$465,555 (-) Land $164,250 Building $301,305	$465,555 (-) Land $164,250 Building $301,305
2025	$4,615.00 (+23.36%)	$465,555 (+62.99%) Land $164,250 Building $301,305	$465,555 (+62.99%) Land $164,250 Building $301,305
2023	$3,741.00 (+2.35%)	$285,640 Land $35,478 Building $250,162	$285,640 Land $35,478 Building $250,162
2022	$3,655.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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