2708 E St SW, Miami, OK 74354 Property Records

Ottawa County property record for 2708 E St SW, Miami, OK 74354

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,124 sqft · built 1950
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Last Sale	$177,500 (May 2024)
Tax Bill	$1,950 (2025)
Deeds & Mortgages	Dec 2021 Sale & Line of Credit Apr 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0000-07-027-023-0-017-00`

Property Details

APN / Parcel Number

Primary APN	`0000-07-027-023-0-017-00`
Alternative APN	`3212`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,124 sqft Living Area
1st Floor Area	1,024 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 2010
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Footing
Roof Type	Gable
Roof Material	Metal
Lot Area	87,120 sqft (2 acres)
Garage Type	Carport
Garage Area	280 sqft
Carport	Carport
Carport Area	280 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	120 sqft
Deck Area	162 sqft
Shed	1 Shed
Shed Area	100 sqft
Storage Building	260 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	3212
Street Address	2708 E ST SW
City	MIAMI
State	OK
Zip	74354-9023
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR N2 SE SE SW, BEG SE COR N2 SE SE SW, W660', N132', E660', S132' POB SEC 7 TWP 27 RNG 23
Legal Range	23E
Legal Township	27N
Legal Section	07
Legal Subdivision	T027-R023
Jurisdiction	OTTAWA OK
Township / Civil Division	MIAMI
Census Block Group	2
Census Block	2054
Census Tract	574700

Owner

2708 E St SW is owned by two individuals who acquired it in December 2024.

Source: Ottawa County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	508 B ST NW, MIAMI, OK 74354-4607
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2021	Warranty Deed, Transfer · Line of Credit WELCH STATE BANK OF WELCH OK
Apr 9, 2019	Special Warranty Deed, Transfer PROVO ABSTRACT COMPANY, PHOTO ABSTRACT CO
Feb 8, 2019	Special Warranty Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2024 · Amount on File
Deed Sale	May 29, 2024 · Amount on File
Prior Sale	Dec 8, 2021 · Amount on File
Deed Document Number	20242404
Deed Book / Page	1208 / 483
Last Transfer Date	Dec 30, 2024
Transfer Doc	0000000448
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA OK
Recording Date	Dec 8, 2021
Property Address	2708 E ST SW, MIAMI, OK 74354-9023
Document Number	0001150/66
Book / Page	1150 / 66
Instrument Date	Dec 7, 2021
Instrument	2021-006253
Transaction Type	Transfer
Record Updated	Feb 21, 2023
Title Company	OTTAWA COUNTY ABSTRACT AND TITLE COMPANY, OTTAWA CNTY ABSTRACT & TTL C

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$165.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2708 E ST SW, MIAMI, OK 74354-9023

Mortgage

Document Number	2021006254
Date	Dec 8, 2021
Instrument	2021-006254

Lender

Name	WELCH STATE BANK OF WELCH OK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

April 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OTTAWA OK
Recording Date	Apr 9, 2019
Property Address	2708 E ST SW, MIAMI, OK 74354-9023
Document Number	001088/313
Book / Page	1088 / 313
Instrument Date	Apr 4, 2019
Instrument	2019-001335
Transaction Type	Transfer
Record Updated	Mar 18, 2022
Title Company	PROVO ABSTRACT COMPANY, PHOTO ABSTRACT CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2715 E ST SW, MIAMI, OK 74354-9022

February 2019: Special Warranty Deed, Foreclosure

Document Type	Special Warranty Deed
Jurisdiction	OTTAWA OK
Recording Date	Feb 8, 2019
Property Address	2708 E ST SW, MIAMI, OK 74354-9023
Document Number	001085/024
Book / Page	1085 / 024
Instrument Date	Jan 30, 2019
Instrument	2019-000486
Transaction Type	Foreclosure
Record Updated	Mar 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2401 NW 23RD ST STE 1D, 1D, OKLAHOMA CITY, OK 73107-2420
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 2708 E St SW was $1,950, down 1.2% from the year before.

Source: Ottawa County assessment roll, as of January 29, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Ottawa County
Unified School District	Miami Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$20,251 (+0.08%) Land $912 Building $19,339	$177,640 (+0.08%) Land $8,000 Building $169,640
2025	$1,950.00 (-1.22%)	$20,235 (+61.36%) Land $912 Building $19,323	$177,500 (+61.36%) Land $8,000 Building $169,500
2024	$1,974.00 (+65.88%)	$12,540 (-) Land $912 Building $11,628	$110,000 (-) Land $8,000 Building $102,000
2023	$1,190.00 (+2.67%)	$12,540 (-) Land $912 Building $11,628	$110,000 (-) Land $8,000 Building $102,000
2022	$1,159.00	$12,540 Land $912 Building $11,628	$110,000 Land $8,000 Building $102,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2708 E St SW in Zone X, an area of minimal flood risk, though there have been 62 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective September 13, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	62 (1985–2019)
Most Recent Claim	May 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2019 · 10 claims Severe Storms, Flooding, And Tornadoes, Jul 2007 · 21 claims Severe Storms And Flooding, Apr 1994 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2708 E St SW is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 90% of Oklahoma
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTTAWA CO RWD # 2 serves 700 people · EPA ID OK2005804
Water Source	Groundwater
Last State Inspection	Jul 2025
Also Mapped Here	MIAMI
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
The Junction Internet Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Wisper ISP.

Nearby Properties on E St SW

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