2708 Dreyfus Rd, Waco, KY 40385 Property Records

Madison County property record for 2708 Dreyfus Rd, Waco, KY 40385

Property Summary

Property Type	Single Family Home
Lot Size	3.11 acres (135,907 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (Dec 2022)
Tax Bill	$2,313 (2025)
Deeds & Mortgages	Jun 2017 Mortgage Dec 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0123-0000-0023-A`

Property Details

APN / Parcel Number

Primary APN	`0123-0000-0023-A`
Alternative APNs	`135180` `77280` `65152`

Exterior

Lot Area	135,907 sqft (3.11 acres)

Location & Zoning

Account Number	65152
Street Address	2708 DREYFUS RD
City	WACO
State	KY
Zip	40385-9518
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 (3.12 ACRES)
Legal Lot Number	1
Jurisdiction	MADISON KY
Township / Civil Division	BEREA
Census Block Group	1
Census Block	1024
Census Tract	11103

Owner

2708 Dreyfus Rd is owned and occupied by an individual who bought it in December 2022.

Source: Madison County records, as of December 8, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2708 DREYFUS RD, WACO, KY 40385-9518
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Dec 28, 2022	Deed, Transfer · FHA Mortgage ARK-LA-TEX FINANCE SERVICES LLC
Dec 26, 2019	Deed, Transfer · FHA Mortgage STOCKTON MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 2022 · Amount on File
Deed Sale	Dec 28, 2022 · Amount on File
Prior Sale	Dec 26, 2019 · Amount on File
Deed Document Number	2014125128
Deed Book / Page	D833 / 198
Record Updated	Jun 8, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	2708 DREYFUS RD, WACO, KY 40385-9518
Transaction Type	Mortgage
Record Updated	Feb 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M01749/583
Date	Jun 26, 2017
Book Page	M01749/583
Instrument	2013960627

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

December 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Dec 28, 2022
Property Address	2708 DREYFUS RD, WACO, KY 40385-9518
Document Number	00D833/198
Book / Page	D833 / 198
Map Reference	CAB 18 SL 200
Instrument Date	Dec 15, 2022
Instrument	2014125128
Transaction Type	Transfer
Record Updated	Feb 17, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1418 MOBERLY RD, RICHMOND, KY 40475-7605

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2708 DREYFUS RD, WACO, KY 40385-9518

Mortgage

Document Number	2014125129
Date	Dec 28, 2022
Instrument	2014125129

Lender

Name	ARK-LA-TEX FINANCE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

December 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Dec 26, 2019
Property Address	2708 DREYFUS RD, WACO, KY 40385-9518
Document Number	D00782/610
Book / Page	D00782 / 610
Map Reference	CAB 18 SL 200
Instrument Date	Dec 13, 2019
Instrument	2014004486
Transaction Type	Transfer
Record Updated	Feb 17, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$173.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2708 DREYFUS RD, WACO, KY 40385-9518

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2708 DREYFUS RD, WACO, KY 40385-9518

Mortgage

Document Number	2014004487
Date	Dec 26, 2019
Instrument	2014004487

Lender

Name	STOCKTON MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

Mortgage

Document Number	M01908/595
Date	Dec 26, 2019
Book Page	M01908/595
Instrument	2014004488

Lender

Name	LEXINGTON-FAYETTE URBAN COUNTY GOV
Type	Government Agency
Address	FRANKFORT, KY 40601

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	121 Months
Due	Jan 1, 2030

Tax Assessment & Valuation

The 2025 property tax bill for 2708 Dreyfus Rd was $2,313 with an additional exemption.

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,313.00 Additional exemption filed	$233,000	$233,000
2023	$2,295.00	$225,000	$225,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2708 Dreyfus Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2708 Dreyfus Rd is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 73% of Kentucky
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224
Water Source	Purchased surface water from RICHMOND UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	200 / 20

May also be available: Verizon.

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