Polk County property record for 2708 48th St, Des Moines, IA 50310
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,109 sqft · built 1949 |
| Lot Size | 0.226 acres (9,873 sqft) |
| Owner | Individual Name on File |
| Last Sale | $200,000 (Sep 2018) |
| Tax Bill | $3,350 (2024) |
| Deeds & Mortgages | Mar 2021 Mortgage Sep 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 7924-30-454-047 |
| Primary APN | 7924-30-454-047 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,109 sqft Living Area |
| Gross Area | 1,833 sqft |
| 1st Floor Area | 1,109 sqft |
| Basement Area | 1,109 sqft |
| Finished Basement | 385 sqft |
| Year Built | Built 1949 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Wood Frame |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 9,873 sqft (0.226 acres) |
| Lot Dimensions | 155 ft deep x 63 ft wide |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 120 sqft |
| Deck Area | 182 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Street Address | 2708 48TH ST |
|---|---|
| City | DES MOINES |
| State | IA |
| Zip | 50310-2522 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 9 JANAS PLACE |
| Legal Range | 24W |
| Legal Township | 79N |
| Legal Section | 30 |
| Legal Subdivision | JANAS PLACE |
| Legal Lot Number | 9 |
| Jurisdiction | POLK IA |
| Township / Civil Division | DES MOINES |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 802 |
2708 48th St is owned and occupied by an individual who bought it in September 2018.
Source: Polk County records, as of October 15, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 2708 48TH ST, DES MOINES, IA 50310-2522 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LINCOLN SAVINGS BANK |
| Sep 19, 2018 | Warranty Deed, Transfer · VA Mortgage LINCOLN SAVINGS BANK |
| Jun 9, 2017 | Deed, Transfer · Stand-Alone First Mortgage MIDWEST HERITAGE BANK FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 19, 2018 · Amount on File |
| Deed Sale | Sep 19, 2018 · Amount on File |
| Prior Sale | Jun 9, 2017 |
| Deed Document Number | 2018-00023318 |
| Deed Book / Page | 17082 / 0594 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 2708 48TH ST, DES MOINES, IA 50310-2522 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000031836 |
|---|---|
| Date | Mar 29, 2021 |
| Book Page | 18442/175 |
| Instrument | 2021-00031836 |
| Name | LINCOLN SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | WATERLOO, IA 50702 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | Sep 19, 2018 |
| Property Address | 2708 48TH ST, DES MOINES, IA 50310-2522 |
| Document Number | 0000023318 |
| Book / Page | 17082 / 0594 |
| Instrument Date | Sep 14, 2018 |
| Instrument | 2018-00023318 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $319.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2708 48TH ST, DES MOINES, IA 50310-2522 |
| Document Number | 0000023320 |
|---|---|
| Date | Sep 19, 2018 |
| Instrument | 2018-00023320 |
| Name | LINCOLN SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2048 |
| Document Type | Deed |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | Jun 9, 2017 |
| Property Address | 2708 48TH ST, DES MOINES, IA 50310-2522 |
| Document Number | 201600102609 |
| Book / Page | 16516 / 0833 |
| Instrument Date | May 30, 2017 |
| Instrument | 2016-00102609 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2718 48TH ST, DES MOINES, IA 50310-2522 |
| Document Number | 201600102611 |
|---|---|
| Date | Jun 9, 2017 |
| Book Page | 16516/0837 |
| Instrument | 2016-00102611 |
| Name | MIDWEST HERITAGE BANK FSB |
|---|---|
| Type | Bank |
| Address | WINDSOR HEIGHTS, IA 50324 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
Source: Polk County assessment roll, as of May 1, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Polk County |
| Municipality | Des Moines City |
| Unified School District | Des Moines Independent Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $279,300 Land $55,900 Building $223,400 | $279,300 Land $55,900 Building $223,400 | |
| 2024 | $3,350.00 | ||
| 2023 | $251,200 Land $49,600 Building $201,600 | $251,200 Land $49,600 Building $201,600 | |
| 2020 | $2,970.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2708 48th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2708 48th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031 |
|---|---|
| Water Source | Purchased surface water from CIWW (DMWW) |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 695 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| CenturyLink Fiber · DSL in parts of the area | 8,000 / 8,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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