2708 1st St, Saint Paul, MN 55110 Property Records

Ramsey County property record for 2708 1st St, Saint Paul, MN 55110

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,574 sqft · built 1982
Lot Size0.289 acres (12,600 sqft)
Owner2 Individual Names on Record
Tax Bill$4,828 (2025)
Deeds & MortgagesAug 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN12-30-22-41-0022

Property Details

APN / Parcel Number

Primary APN12-30-22-41-0022
Alternative APNs
  • 8381247
  • 427921

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures12 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,574 sqft Living Area
1st Floor Area1,574 sqft
Basement Area400 sqft
Finished Basement400 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1989
Architectural StyleSplit Foyer
Exterior MaterialAluminum/Vinyl
Lot Area12,600 sqft (0.289 acres)
Lot Dimensions150 ft deep x 84 ft wide
View / LotNeighborhood / Spot
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number427921
Street Address2708 1ST ST
CitySAINT PAUL
StateMN
Zip55110-2415
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWHITE BEAR BEACH VAC ALLEY ACCRUING; LOTS 8 LOT 9 BLK 24
Legal Range22
Legal Township30
Legal Section12
Legal SubdivisionWHITE BEAR BEACH
Legal Block24
Legal Lot Number8,9
JurisdictionRAMSEY MN
Township / Civil DivisionWHITE BEAR
Census Block Group1
Census Block1004
Census Tract40200

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2708 1ST ST, SAINT PAUL, MN 55110-2415
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRAMSEY MN
Property Address2708 1ST ST, WHITE BEAR TP, MN 55110-2415
Document Number0002648846
Instrument DateAug 12, 2019
Transaction TypeMortgage
Record UpdatedOct 15, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address2708 1ST ST WHITE BEAR LAKE MN 551102415, WHITE BEAR LAKE, MN 55110-2415

Mortgage

Document Number0002648846
DateSep 30, 2019
Instrument2648846
Lender
NameCITY & CNTY EMP CU
TypeCredit Union
AddressSAINT PAUL, MN 55101-2380
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueSep 29, 2044
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyRamsey County
County SubdivisionWhite Bear Township
Unified School DistrictWhite Bear Lake School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$387,200 (+5.71%) Land $67,500 Building $319,700$387,200 (+5.71%) Land $67,500 Building $319,700
2025$4,828.00 (-0.9%)
2023$4,872.00 Homeowner's exemption$366,300 Land $67,500 Building $298,800$366,300 Land $67,500 Building $298,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWhite Bear Township
serves 11,699 people · EPA ID MN1620025
Water SourceGroundwater
Last State InspectionJun 2025
Lead1 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
3,000 / 3,000
Xfinity
Cable
1,200 / 35

May also be available: T-Mobile.

Nearby Properties on 1st St

Nearby Streets

Search Property Records by Address or Parcel Number