Charlotte County property record for 27078 Chile Dr, Punta Gorda, FL 33983
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,686 sqft · built 2004 |
| Lot Size | 0.233 acres (10,189 sqft) |
| Owner | Individual Name on File |
| Last Sale | $157,500 (Jun 2014) |
| Tax Bill | $1,655 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Dec 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 40-23-03-354-006 |
| Primary APN | 40-23-03-354-006 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,686 sqft Living Area |
| Gross Area | 2,474 sqft |
| Year Built | Built 2004 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 10,189 sqft (0.233 acres) |
| Garage Area | 361 sqft |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 427 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 10004606073 |
|---|---|
| Old Parcel Number | 00952620750602 |
| Street Address | 27078 CHILE DR |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33983-5815 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF3.5 |
| Legal Description | PGI 020 0526 0016 PUNTA GORDA ISLES SEC20 BLK526 LT 16 535/839 TD1418/241 1429/129 2242/997 3874/529 |
| Legal Range | 23E |
| Legal Township | 40S |
| Legal Section | 03 |
| Legal Subdivision | PUNTA GORDA ISLES |
| Legal Block | 526 |
| Legal Lot Number | 16 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PORT CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 20103 |
27078 Chile Dr is owned and occupied by an individual who bought it in June 2014.
Source: Charlotte County records, as of December 10, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 27078 CHILE DR, PUNTA GORDA, FL 33983-5815 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 8, 2022 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 21, 2019 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 5, 2014 · Amount on File |
| Deed Sale | Jun 5, 2014 · Amount on File |
| Prior Sale | Jun 6, 2003 · Amount on File |
| Deed Document Number | 2271581 |
| Deed Book / Page | 3874 / 0529 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 27078 CHILE DR, PUNTA GORDA, FL 33983-5815 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2023 |
| Name | Verified Name |
|---|---|
| Address | 27078 CHILE DR, PUNTA GORDA, FL 33983-5815 |
| Document Number | 0049401529 |
|---|---|
| Date | Mar 8, 2022 |
| Book Page | 4940/1529 |
| Instrument | 3069155 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 27078 CHILE DR, PUNTA GORDA, FL 33983-5815 |
| Document Number | 0045220918 |
| Instrument Date | Dec 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 27078 CHILE DR PUNTA GORDA FL 339835815, PUNTA GORDA, FL 33983-5815 |
| Document Number | 0045220918 |
|---|---|
| Date | Dec 31, 2019 |
| Book Page | 004522/000918 |
| Instrument | 2773358 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 30, 2049 |
The 2025 property tax bill for 27078 Chile Dr was $1,655 with exemptions applied.
Source: Charlotte County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,655.00 Homeowner's exemption Widower's exemption | $154,762 | $273,948 Land $45,000 Building $228,948 |
| 2023 | $2,466.00 (+6.16%) Homeowner's exemption Widower's exemption | $146,019 (+3%) | $257,750 (+4.92%) Land $38,000 Building $219,750 |
| 2022 | $2,323.00 Homeowner's exemption Widower's exemption | $141,766 | $245,655 Land $27,200 Building $218,455 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 27078 Chile Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 104 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 104 in force |
| Nearby Flood Claims | 9 (2001–2022) |
| Claims Outside the SFHA | 8 of 9 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 27078 Chile Dr is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 88% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 10 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
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