2707 W 8th St, Waterloo, IA 50702 Property Records

Black Hawk County property record for 2707 W 8th St, Waterloo, IA 50702

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,191 sqft · built 1958
Lot Size	0.175 acres (7,630 sqft)
Owner	2 Individual Names on File
Last Sale	$105,000 (Apr 2013)
Tax Bill	$3,206 (2025)
Deeds & Mortgages	Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8913-35-456-019`

Property Details

APN / Parcel Number

Primary APN	`8913-35-456-019`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,191 sqft Living Area
1st Floor Area	812 sqft
Attic	Attic
Attic Area	203 sqft
Basement Area	988 sqft
Finished Basement	450 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Exterior Material	Aluminum Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,630 sqft (0.175 acres)
Lot Dimensions	109 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	396 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	48 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2707 W 8TH ST
City	WATERLOO
State	IA
Zip	50702-4105
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNPLATTED WLOO WEST S 70 FT N 665 FT E 109 FT W 165.48 FT E 105 RDS SE LYING S OF S LINE OF LOCKE AVE SEC 35 T 89 R 13
Legal Range	13W
Legal Township	89N
Legal Section	35
Legal Subdivision	UNPLATTED WLOO WEST
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1020
Census Tract	1200

Owner

2707 W 8th St is owned and occupied by two individuals who acquired it in October 2021.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2707 W 8TH ST, WATERLOO, IA 50702-4105
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2013 · Amount on File
Deed Sale	Apr 8, 2013 · Amount on File
Deed Document Number	201320748
Last Transfer Date	Oct 14, 2021
Transfer Doc	0000008682
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	2707 W 8TH ST, WATERLOO, IA 50702-4105
Transaction Type	Mortgage
Record Updated	Jan 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200003304
Date	Aug 12, 2021
Instrument	202200003304

Lender

Name	DUPAO COMMUNITY CREDIT UNION
Type	Non-Lending Institution
Address	DUBUQUE, IA 52001

Agreement

Amount	Amount on Record
Term	180 Months
Due	Aug 11, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 2707 W 8th St was $3,206 with a homeowner's exemption, up 3.8% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,206.00 (+3.82%) Homeowner's exemption	$168,010 Land $20,290 Building $147,720	$168,010 Land $20,290 Building $147,720
2024	$3,088.00
2023		$152,590 (+21.15%) Land $20,290 Building $132,300	$152,590 Land $20,290 Building $132,300
2022	$2,572.00 Homeowner's exemption	$125,950 Land $20,290 Building $105,660
2021			$125,950 Land $20,290 Building $105,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2707 W 8th St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	14 (1979–2018)
Claims Outside the SFHA	3 of 14
Most Recent Claim	Oct 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2707 W 8th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 645 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: GigFire, Nextlink, Verizon.

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