2707 W 4th St, Duluth, MN 55806 Property Records

St. Louis County property record for 2707 W 4th St, Duluth, MN 55806

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,224 sqft · built 1907
Lot Size	0.12 acres (5,253 sqft)
Owner	Individual Name on Record
Last Sale	$55,000 (Oct 2001)
Tax Bill	$424 (2026)
Deeds & Mortgages	Aug 2023 Transfer May 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`010-1180-02870`

Property Details

APN / Parcel Number

Primary APN	`010-1180-02870`
Alternative APN	`669000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,224 sqft Gross Area
1st Floor Area	816 sqft

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Architectural Style	Bungalow
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable
Lot Area	5,253 sqft (0.12 acres)
Garage Area	432 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	66 sqft
Deck Area	420 sqft
Storage Building	64 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil

Location & Zoning

Account Number	669000
Street Address	2707 W 4TH ST
City	DULUTH
State	MN
Zip	55806-1422
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 12 1/2 FT OF LOT 435 AND E 1/2 OF LOT437 SERIAL #
Legal Subdivision	DULUTH PROPER SECOND DIVISION
Legal Block	118
Legal Lot Number	435,437
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1014
Census Tract	2600

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2707 W 4TH ST, DULUTH, MN 55806-1422
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2023	Transfer on Death Deed, Transfer
May 17, 2018	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
May 17, 2018	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
May 17, 2018	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
May 24, 2017	Deed of Trust, Mortgage · Conventional Mortgage HOWARD BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 11, 2001 · Amount on Record
Deed Sale	Oct 11, 2001 · Amount on Record
Deed Document Number	2001831452
Last Transfer Date	Aug 23, 2023
Transfer Doc	0001473041
Record Updated	Sep 20, 2026

August 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 30, 2023
Property Address	2707 W 4TH ST, DULUTH, MN 55806-1422
Document Number	0001473041
Instrument Date	Aug 23, 2023
Instrument	1473041
Transaction Type	Transfer
Record Updated	Sep 19, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2707 W 4TH ST, DULUTH, MN 55806-1422
Document Number	00A1336916
Instrument Date	May 17, 2018
Transaction Type	Mortgage
Record Updated	Jan 14, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2707 W 4TH ST DULUTH MN 558061422, DULUTH, MN 55806-1422

Mortgage

Document Number	00A1336916
Date	Jul 20, 2018
Instrument	A1336916

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	300 Months
Due	Jul 19, 2043

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2707 W 4TH ST, DULUTH, MN 55806-1422
Document Number	00A1333343
Instrument Date	May 17, 2018
Transaction Type	Mortgage
Record Updated	Jun 13, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2707 W 4TH ST DULUTH MN 558061422, DULUTH, MN 55806-1422

Mortgage

Document Number	00A1333343
Date	May 23, 2018
Instrument	A1333343

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 22, 2048

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2707 W 4TH ST, DULUTH, MN 55806-1422
Document Number	00A1335734
Instrument Date	May 17, 2018
Transaction Type	Mortgage
Record Updated	Jul 27, 2018
Title Company	OTHER

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2707 W 4TH ST DULUTH MN 558061422, DULUTH, MN 55806-1422

Mortgage

Document Number	00A1335734
Date	Jul 3, 2018
Instrument	A1335734

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 2, 2048

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	2707 W 4TH ST, DULUTH, MN 55806-1422
Document Number	00A1312433
Instrument Date	May 24, 2017
Transaction Type	Mortgage
Record Updated	Jul 17, 2017
Title Company	RESOURCE R/E SERVICES, RESOURCE R/E SVCS

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2707 W 4TH ST DULUTH MN 558061422, DULUTH, MN 55806-1422

Mortgage

Document Number	00A1312433
Date	Jul 3, 2017
Instrument	A1312433

Lender

Name	HOWARD BK
Type	Bank
Address	ELLICOTT CITY, MD 21043

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 2, 2047

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$424.00 (+87.61%) Homeowner's exemption
2025	$226.00 (-87.12%) Homeowner's exemption	$188,000 (+14.36%) Land $19,800 Building $168,200	$188,000 (+14.36%) Land $19,800 Building $168,200
2024		$164,400 (+20.09%) Land $23,800 Building $140,600	$164,400 (+20.09%) Land $23,800 Building $140,600
2023	$1,754.00 Homeowner's exemption
2022	$1,754.00 Homeowner's exemption	$136,900 (+111.92%) Land $21,000 Building $115,900	$136,900 (+111.92%) Land $21,000 Building $115,900
2021		$64,600 Land $5,900 Building $58,700	$64,600 Land $5,900 Building $58,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 601 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Airfiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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