2707 Thomas St, Adel, GA 31620 Property Records

Cook County property record for 2707 Thomas St, Adel, GA 31620

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,080 sqft · built 1991
Owner	Individual Name on File
Last Sale	$103,000 (Dec 2019)
Tax Bill	$1,331 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Oct 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0038C-040`

Property Details

APN / Parcel Number

Primary APN	`0038C-040`
Alternative APN	`6579`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,080 sqft Heated Area
Utility Area	72 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1991
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Garage Type	Carport
Carport	Carport
Carport Area	252 sqft
Porch	Open Porch
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	6579
Old Parcel Number	0038C 040
Street Address	2707 THOMAS ST
City	ADEL
State	GA
Zip	31620-4029
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LL 283
Legal Subdivision	PINE VLY SUB
Legal Lot Number	74
Jurisdiction	COOK GA
Township / Civil Division	ADEL-SPARKS
Census Block Group	2
Census Block	2023
Census Tract	960301

Owner

2707 Thomas St is owned and occupied by an individual who bought it in December 2019.

Source: Cook County records, as of February 25, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2707 THOMAS ST, ADEL, GA 31620-4029
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2023	Deed of Trust, Mortgage · FHA Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL
Oct 27, 2025	Deed of Trust, Mortgage · FHA Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL
Dec 13, 2019	Warranty Deed, Transfer · FHA Mortgage MORTGAGE SOLUTIONS OF GEORGIA
Jul 10, 2019	Warranty Deed, Transfer
Oct 2, 2018	Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2019 · Amount on File
Deed Sale	Dec 16, 2019 · Amount on File
Prior Sale	Jul 10, 2019 · Amount on File
Deed Document Number	0000872229
Deed Book / Page	872 / 229
Prior Transfer Date	Dec 13, 2019
Prior Transfer Doc	000872/229
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK GA
Property Address	2707 THOMAS ST, ADEL, GA 31620-4029
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2707 THOMAS ST, ADEL, GA 31620-4029

Mortgage

Document Number	0000000973/0000000163
Date	Sep 8, 2023
Book Page	0000000973/0000000163

Lender

Name	US DEPARTMENT OF HOUSING AND URBAN DEVEL

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	348 Months
Due	Jan 1, 2052

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK GA
Property Address	2707 THOMAS ST, ADEL, GA 31620-4029
Transaction Type	Mortgage
Record Updated	Nov 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2707 THOMAS ST, ADEL, GA 31620-4029

Mortgage

Document Number	0000000998/0000000139
Date	Oct 27, 2025
Book Page	0000000998/0000000139

Lender

Name	US DEPARTMENT OF HOUSING AND URBAN DEVEL

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	324 Months
Due	Jan 1, 2052

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK GA
Recording Date	Dec 13, 2019
Property Address	2707 THOMAS ST, ADEL, GA 31620-4029
Document Number	000872/229
Book / Page	872 / 229
Instrument Date	Dec 13, 2019
Instrument	2019-000659
Transaction Type	Transfer
Record Updated	Aug 3, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2707 THOMAS ST, ADEL, GA 31620-4029

Mortgage

Document Number	0000000872/0000000232
Date	Dec 16, 2019
Book Page	0000000872/0000000232

Lender

Name	MORTGAGE SOLUTIONS OF GEORGIA

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK GA
Recording Date	Jul 10, 2019
Property Address	2707 THOMAS ST, ADEL, GA 31620-4029
Document Number	000862/216
Book / Page	862 / 216
Instrument Date	Jul 10, 2019
Instrument	2019-000365
Transaction Type	Transfer
Record Updated	Aug 3, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	842 CEDAR HARBOUR CT, BRADENTON, FL 34212-6309

October 2018: Foreclosure

Document Type	Foreclosure
Jurisdiction	COOK GA
Recording Date	Oct 2, 2018
Property Address	2707 THOMAS ST, ADEL, GA 31620-4029
Document Number	000848/228
Book / Page	848 / 228
Instrument Date	Oct 2, 2018
Instrument	2018-000668
Transaction Type	Foreclosure
Record Updated	Aug 3, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4300 GOODFELLOW BLVD, SAINT LOUIS, MO 63120-1706

Tax Assessment & Valuation

The 2025 property tax bill for 2707 Thomas St was $1,331 with a homeowner's exemption.

Source: Cook County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
Municipality	Adel City
County	Cook County
Unified School District	Cook County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,331.00 Homeowner's exemption	$44,766 Land $6,234 Building $38,532	$111,915 Land $15,585 Building $96,330
2023		$30,354 Land $4,400 Building $25,954	$75,885 Land $11,000 Building $64,885
2022	$1,071.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2707 Thomas St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 1, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2707 Thomas St is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADEL serves 5,970 people · EPA ID GA0750000
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50

May also be available: Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Thomas St

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