2707 Stuart Ave, Richmond, VA 23220 Property Records

Richmond City property record for 2707 Stuart Ave, Richmond, VA 23220

Property Summary

Property TypeMulti-Family Dwellings
Details4 bd · 2 ba · 2,476 sqft · built 1913
Lot Size0.077 acres (3,354 sqft)
Owner2 Individual Names on File
Last Sale$485,000 (Mar 2019)
Tax Bill$8,208 (2026)
Deeds & MortgagesNov 2023 Line of Credit
May 2020 Mortgage
+ 1 more
APNW-000-1205-001

Property Details

APN / Parcel Number

Primary APNW-000-1205-001

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area2,476 sqft Total Area
1st Floor Area1,238 sqft
Basement Area1,238 sqft
Unfinished Basement1,238 sqft
FlooringWood
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1913
Effective Year BuiltEffective 1945
Architectural StyleMulti-Family
Exterior MaterialBrick
Construction TypeWood
Roof TypeFlat
Roof MaterialMetal
Lot Area3,354 sqft (0.077 acres)
Lot Dimensions125 ft deep x 27 ft wide
Garage Area360 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area170 sqft
Deck Area200 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHot Water
Heating FuelGas
SewerConnected

Location & Zoning

Street Address2707 STUART AVE
CityRICHMOND
StateVA
Zip23220-3304
Property CategoryResidential
Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Local Zoning CodeR-48 MULTI
Legal Description0027.00X0125.00 0000.000
JurisdictionRICHMOND CITY VA
Township / Civil DivisionRICHMOND
Census Block Group2
Census Block2004
Census Tract41000

Owner

2707 Stuart Ave, a residential property, is owned and occupied by two individuals who bought it in March 2019.

Source: Richmond City records, as of August 10, 2026

Owner of Record2 Individual Names on File
Mailing Address2707 STUART AVE, RICHMOND, VA 23220-3304
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 29, 2023Deed of Trust, Mortgage · Line of Credit
NAVY FEDERAL CREDIT UNION
May 29, 2020Deed of Trust, Mortgage · Conventional with PMI
TOWNEBANK MTG
Mar 4, 2019Warranty Deed, Transfer · Conventional Mortgage
TOWNEBANK MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 4, 2019 · Amount on File
Deed SaleMar 4, 2019 · Amount on File
Deed Document Number20194041
Record UpdatedSep 20, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHMOND CITY VA
Property Address2707 STUART AVE, RICHMOND, VA 23220-3304
Transaction TypeMortgage
Record UpdatedDec 20, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000017700
DateNov 29, 2023
Instrument230017700
Lender
NameNAVY FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount on Record
Term481 Months
DueDec 1, 2063
Interest
Rate TypeAdjustable Rate
Rate8.75%

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRICHMOND CITY VA
Property Address2707 STUART AVE, RICHMOND, VA 23220-3304
Document Number0000011925
Instrument DateMay 29, 2020
Transaction TypeMortgage
Record UpdatedJun 16, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2707 STUART AVE RICHMOND VA 232203304, RICHMOND, VA 23220-3304

Mortgage

Document Number0000011925
DateJun 3, 2020
Instrument11925
Lender
NameTOWNEBANK MTG
TypeMortgage Company
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueJun 2, 2050
Interest
Rate TypeFixed Rate

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRICHMOND CITY VA
Recording DateMar 4, 2019
Property Address2707 STUART AVE, RICHMOND, VA 23220-3304
Document Number0000004041
Instrument DateFeb 21, 2019
Instrument4041
Transaction TypeTransfer
Record UpdatedMar 19, 2019

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$485.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2707 STUART AVE RICHMOND VA 232203304, RICHMOND, VA 23220-3304

Mortgage

Document Number4042
DateMar 4, 2019
Instrument4042
Lender
NameTOWNEBANK MTG
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMar 3, 2049
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 2707 Stuart Ave was $8,208, up 4.7% from the year before.

Source: Richmond City assessment roll, as of August 10, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityRichmond City
Unified School DistrictRichmond City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,208.00 (+4.75%)$684,000 Land $375,000 Building $309,000$684,000 Land $375,000 Building $309,000
2025$7,836.00
2024$587,000 Land $325,000 Building $262,000
2023$587,000 Land $325,000 Building $262,000
2020$20.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 2707 Stuart Ave; 2 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2707 Stuart Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF RICHMOND
serves 233,655 people · EPA ID VA4760100
Water SourceSurface water
Last State InspectionFeb 2026
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureOrganic carbon removal
Jul 2020
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 962 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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