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2707 State St, San Diego, CA 92103 Property Records

San Diego County property record for 2707 State St, San Diego, CA 92103

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,991 sqft · built 2003
Lot Size0.142 acres (6,186 sqft)
OwnerCompany Name on File
Last Sale$695,000 (Jun 2009)
Tax Bill$11,862 (2025)
Deeds & MortgagesAug 2017 Line of Credit
Sep 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN451-682-20-00

Property Details

APN / Parcel Number

Primary APN451-682-20-00

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area1,991 sqft Living Area

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Lot Area6,186 sqft (0.142 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address2707 STATE ST
CitySAN DIEGO
StateCA
Zip92103-6421
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM-2-5
Legal DescriptionBLK 95 LOT 7 ST CLSD ADJ& TR CC1-1874
Legal SubdivisionMIDDLETOWN
Legal Block95
Legal Lot Number7
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2022
Census Tract6100

Owner

Source: San Diego County records · APN 451-682-20-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address2707 STATE ST, SAN DIEGO, CA 92103-6421
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Aug 23, 2017Deed of Trust, Mortgage · Line of Credit
SAN DIEGO COUNTY CU
Sep 28, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
ALLY BANK
Sep 28, 2021Intrafamily Transfer, Transfer
MORTGAGE CONNECT LP
Apr 01, 2020Deed of Trust, Mortgage
CORNERSTONE MTG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 24, 2009 · Amount on Record
Deed SaleJun 24, 2009 · Amount on Record
Prior SaleAug 07, 2002 · Amount on Record
Deed Document Number2009346139
Last Transfer DateAug 12, 2021
Transfer Doc0000680978
Record UpdatedSep 20, 2026

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2707 STATE ST, SAN DIEGO, CA 92103-6421
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000383805
DateAug 23, 2017
Instrument2017-0383805
Lender
NameSAN DIEGO COUNTY CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueSep 18, 2037
Interest
Rate TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Change FrequencyMonthly
IndexPrime Rate
Max Rate17.2%

September 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateSep 28, 2021
Property Address2707 STATE ST, SAN DIEGO, CA 92103-6421
Document Number0000680976
Map ReferenceFILE 57681
Instrument DateSep 21, 2021
Instrument2021-0680976
Transaction TypeTransfer
Record UpdatedJul 25, 2022
Title CompanyMORTGAGE CONNECT LP

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2707 STATE ST, SAN DIEGO, CA 92103-6421

Mortgage

Document Number0000680977
DateSep 28, 2021
Instrument2021-0680977
Lender
NameALLY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2051
Interest
Rate TypeAdjustable Rate
Rate2.37%
Type Change DateOct 01, 2028
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change7.37%
IndexOther
Margin3
Max Rate7.37%

September 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateSep 28, 2021
Property Address2707 STATE ST, SAN DIEGO, CA 92103-6421
Document Number0000680978
Map ReferenceFILE 57681
Instrument DateAug 12, 2021
Instrument2021-0680978
Transaction TypeTransfer
Record UpdatedJun 07, 2023
Title CompanyMORTGAGE CONNECT LP

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2707 STATE ST, SAN DIEGO, CA 92103-6421

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2707 STATE ST, SAN DIEGO, CA 92103-6421
Document Number0000175836
Instrument DateApr 01, 2020
Transaction TypeMortgage
Record UpdatedApr 27, 2020
Title CompanyWFG TITLE COMPANY/CA, WFG TITLE CO/CA

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
AddressPO BOX 880995 SAN DIEGO CA 921680995, SAN DIEGO, CA 92168-0995

Mortgage

Document Number0000175836
DateApr 07, 2020
Instrument175836
Lender
NameCORNERSTONE MTG
TypeMortgage Company
AddressSAN DIEGO, CA 92108
Agreement
AmountAmount Recorded
Term360 Months
DueApr 06, 2050

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalitySan Diego City
Unified School DistrictSan Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$928,562 (+2%) Land $394,047 Building $534,515
2025$11,862.00 (+11.2%) Homeowner's exemption$910,356 (+4.04%) Land $386,321 Building $524,035
2023$10,667.00 (+2.75%) Homeowner's exemption$875,008 Land $371,321 Building $503,687
2022$10,382.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area		2,000 / 100
Verizon
Fixed Wireless		1,000 / 75
Starlink
Satellite		280 / 30
T-Mobile USA
Fixed Wireless		100 / 20

May also be available: AT&T, Google Fiber, Spectrum.

Based on FCC filings for 523 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF SAN DIEGO
serves 1,408,937 people
Water SourceSurface water
Last State InspectionMar 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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