2707 S 2nd St, Waco, TX 76706 Property Records

McLennan County property record for 2707 S 2nd St, Waco, TX 76706

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,294 sqft · built 2010
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$297,000 (May 2021)
Tax Bill	$9,691 (2025)
Deeds & Mortgages	May 2021 Mortgage Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-023011-000101-0`

Property Details

APN / Parcel Number

Primary APN	`48-023011-000101-0`
Alternative APN	`349181`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,294 sqft Living Area
Gross Area	2,942 sqft
1st Floor Area	2,294 sqft
Flooring	Carpet

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	181 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	648 sqft
Driveway	Concrete Driveway
Driveway Area	2,450 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	338 sqft
Patio Area	170 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2707 S 2ND ST
City	WACO
State	TX
Zip	76706-6413
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	HINKLE ADDITION LOT 1 BLOCK 1 ACRES .25
Legal Subdivision	HINKLE ADDITION
Legal Block	1
Legal Lot Number	1
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	3
Census Block	3006
Census Tract	200

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1100 CASTLE BLUFF CIR, WOODWAY, TX 76712-7565
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 25, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Apr 3, 2017	Vendor's Lien, Transfer · FHA Mortgage EUSTIS MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 2021 · Amount on File
Deed Sale	May 25, 2021 · Amount on File
Prior Sale	Apr 3, 2017 · Amount on File
Deed Document Number	202120273
Prior Transfer Date	Mar 31, 2017
Prior Transfer Doc	0000010388
Record Updated	Oct 29, 2026

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCLENNAN TX
Recording Date	May 25, 2021
Property Address	2707 S 2ND ST, WACO, TX 76706-6413
Document Number	0000020273
Map Reference	DOC 2008014583
Instrument Date	May 25, 2021
Instrument	2021020273
Transaction Type	Transfer
Record Updated	Jun 18, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1100 CASTLE BLUFF CIR, WOODWAY, TX 76712-7565

Mortgage

Document Number	0000020274
Date	May 25, 2021
Instrument	2021020274

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2036

April 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Apr 3, 2017
Property Address	2707 S 2ND ST, WACO, TX 76706-6413
Document Number	0000010388
Map Reference	FILE2008014583
Instrument Date	Mar 31, 2017
Instrument	2017010388
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2707 S 2ND ST, WACO, TX 76706-6413

Mortgage

Document Number	0000010389
Date	Apr 3, 2017
Instrument	2017010389

Lender

Name	EUSTIS MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$394,000 (-11.07%) Land $51,293 Building $342,707	$394,000 (-11.07%) Land $51,293 Building $342,707
2025	$9,691.00 (-13.17%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$443,031 (+1.44%) Land $46,610 Building $396,421	$443,031 (+1.44%) Land $46,610 Building $396,421
2024	$11,161.00 (+17.21%)
2023		$436,750 Land $46,620 Building $390,130	$436,750 Land $46,620 Building $390,130
2022	$9,522.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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